Opening a checking account low credit score

[FlaGator]

Close friend was denied today from opening an account with Bank of America in person because her score needed to be a "little higher." She is not in chexsystems.

 

are there other national banks that she can try that don't check credit scores, like Wachovia or Citibank? Also, can she try BOA online tomorrow or is that too soon? Thanks for your input.

[douginsea]

bofa usally does'nt pull credit in person..just chex. they will if you do a internet app though.

[mca]

where does she live?

[FlaGator]

where does she live?

Miami, Florida

[mca]

this might be a good one for her to try

 

People's Alliance Federal credit union

http://pafcu.org

 

I asked if they use chexsystems, telecheck or a credit report and here is how they responded.

 

 

Updated email from 12-3-07

 

We don't use any of those. We give everyone a new chance.

 

Membership requirements:

 

Miami and Hialeah, Florida.

If you live, work, worship or attend school within any of the above boundaries you can save and borrow at People's Alliance

 

Locations:

 

5757 Blue Lagoon Drive

Suite 100

Miami, FL 33126