F & I Guy credit App

[crile]

CREDIT SCORES:

Equifax: 656

Transunion: 692

Experian: 664

 

YOUR CREDIT:

 

Rate your over all credit on a scale of 1-10: 6-7?

Rate your installment credit (auto, mortgage, ect...) on a scale of 1-10: 9(never late or missed on two leases, no mortgage, never late or missed on 3 year old studen loan)

Rate your credit in the last year on a scale of 1-10: 9-10

How long have you had credit? 11 years

BK? no

if yes:

 

OPEN ACCOUNTS:

 

Open auto's (yes or no)? yes(lease, will be complete when I buy new)

 

if yes:

1. are you trading your open car in (yes or no)? no

2. how many open auto's do you have? 1(current leasse)

3. how did you pay the curent auto (x30 x60 x90)? 36 months @$495

4. recent lates? no

 

Current credit card balances (its ok): 3000

 

YOUR INFO

 

Total Gross Monthly Income (provable): 3400

Can you prove your income (paystubs or tax returns)? yes

 

AUTO HISTORY:

 

Have you ever financed an auto before (yes or no)? Yes (two leases)

if yes:

1. rate your past auto credit history on a scale of 1-10: 10(never a late or missed payment)

2. who is your current auto financed with: Mazda American Credit

3. current payment: $495

4. upside down in your trade (how much $) N/A

 

What You Are Looking For:

 

Are you look into NEW or USED? New

if new:

1. what car or cars? Mazda 6, Accord, Camry, Malibu, etc

Probably in the $20,000-$25,000 range.

 

Thanks in advance,

Jason

[crile]

Self serving bump.

[leek]

I think F&I guy was abducted by aliens.

[Credit Please]

I dont think you will have a problem at all, you have excellent car credit and your scores are good great wqould be 700, but you are still over the threshhold on all 3 scores

 

I'd say find a rebate and pick the vehicle you want, your price range is excellent.

[MarvBear]

You will likely not have a problem. Your score seem ok. I would suggest you try via the captive dealerships finance source. Likely the best chance of approval