Jump to content

Credit Please

  • Posts

  • Joined

  • Last visited

About Credit Please

  • Birthday 11/14/2002

Contact Methods

  • Website URL
  • ICQ

Profile Information

  • Location
    Georgia's Arm Pit
  • Interests
    laughing, saving money while shopping, chatting, spending QT with my family, cuddling with DH, travelling, vacationing. playing vid's with my son.


  • Member Title
    Self-Proclaimed Georgia's Queen of CB

Recent Profile Visitors

913 profile views
  1. My flash drive is corrupt and I need some files that are on it, anyway to recover the data?
  2. I rented a car in Aug, my CC company paid the charges. In November I receive a credit I assumed it was a miss calculated payment I go on with my life thinking that surely they will correct the mistake of an overpayment, fast forward mid December I receive a notice from the car rental asking me to pay for services, I assumed it was late incoming toll charges, the amount was small not the cost of the rental. There are a lot of useless excuses why I didn't act before now, one being I was disgusted with yet another bill (I should have paid). The letter came last week cutting me off as a rental car user with debt sent to a JDB. I'm sinking bad. I called both OC(car rental company) and Bank( credit card company) both on the line at the same time, I asked them what happened bank said OC just sent a refund they don't know why and the OC said only the customer or the bank can request a refund. Bank said I called on Nov 22nd and requested a refund that happened on Nov 18th. OC said the bank said I requested a refund on Nov 7th. The bank has no record of me calling until Nov 29th about an unrelated issue. I asked for supervisors from both OC and Bank and requested an audit of what took place, recorded phone calls and all. My card was not over the limit so I don't know what happened but now I'm in a jam I can't take a hit from a new collection on my credit especially from something I never requested. Additionally, consumers have 60 days to dispute a transaction I believe my 60 days would have passed. I will PIF the OC but I can't pay the JDB, the bank can pay them I won't. So, I am sure there is a loophole to have this situation reversed and resolved. Need some advice of how to move.
  3. This type of stuff only happens to me. So, 20 years ago I had a 2 piece account and my account was closed at least to my knowledge. I have had several accounts with credit Unions since then with no issues. For the the record I have a strong hate for Trad Banks, so I never apply and never had the desire. I have not had an Traditional account for more than 20 years, so I’m more than confident that opening an account with PNC will be smooth. Nope, I was rejected and immediately ordered my EWS, the rep went over my report over the phone with me, I requested email report, but I digress. She said the banks name, she verified the opening month and year 1997 the checking was closed in 1999 and said they closed the savings account in 2015. I did not receive a statement for these 20 odd years. How can I manage an account I know nothing about? I need to dispute this, but not sure how to approach it. They reported me 20 years ago waited 15 years and reported me for the same account. How should I approach this dispute?
  4. What is or would be your happy out come from this situation? Do you plan to pay them off in full someday or renegotiate an affordable payment amount and keep the car? I believe they are planning to pick the vehicle up soon, ask yourself if its worth it (any fight)? If DH has little to no income the smartest money move would be to do like Elsa, and "Let it go" and buy the best point A to point B car, stop the financial bleeding allow your husband to heal without the stress of Bridgecrest breathing down his neck.
  5. AFAIK is As Far as I know Sent from my iPhone using Tapatalk
  6. Only shop with a coupon, google and get on the mailing list. shop when its 30% and 40% off or more.
  7. This thread had me in tears God Bless you Vigs and family.
  8. Please sit down sir (Chuck Berry), and have several seats, before they bring you up on child molestation charges.
  9. Happy Birthday Phantastic Pam and Marvelous Marv!
  10. How insulting and dismissive.... CP is far from his "3rd baby mamma" since she married him decades ago and been with him ever since. He has kids with 2 other women. Actually he has 15 more children with 5 other women, we just can't find them so they don't count. But this is just my side of the story.
  11. How insulting and dismissive.... CP is far from his "3rd baby mamma" since she married him decades ago and been with him ever since. Yes, I am the 3rd baby mamma and wife title means nothing without commitment, he's been only with me no double dipping back, no issues or insecurities with that. Where in this communication is there hints of commitment issues?
  • Create New...

Important Information