Question for the "See ID" Crowd

[BBQ123]

So... you refuse to sign your credit card...

 

YET YOU SIGN YOUR CHECKS??

 

The check you sign is possibly passed through multiple hands and it is way easier to lift a signature off a check than it is to lift one off a credit card (even if you had the card long enough to copy/scan it).

 

And before someone posts that they sign the check because it is not valid unless it is signed... so is your credit card! They print "VOID IF NOT SIGNED" or "NOT VALID UNLESS SIGNED" on the back.

Edited June 10, 2006 by BBQ123

[soldiergurl74]

Who said we refuse to sign our credit cards?

 

Mine are all signed.

[TampaDude]

Yup...and unless your LEGAL NAME is "CID" or "PLEASE SEE IDENTIFICATION", then writing that in the card's signature box DOES NOT MAKE IT VALID! Do you also sign your CC slips with "CID" or "PLEASE SEE IDENTIFICATION" to match the "signature" on the card? THINK, PEOPLE...THINK!!!

[soldiergurl74]

Yup...and unless your LEGAL NAME is "CID" or "PLEASE SEE IDENTIFICATION", then writing that in the card's signature box DOES NOT MAKE IT VALID! Do you also sign your CC slips with "CID" or "PLEASE SEE IDENTIFICATION" to match the "signature" on the card? THINK, PEOPLE...THINK!!!

 

 

Ok "George," I think that has been made clear.

 

like I said, I sign my cards. Your response is useless.

[TampaDude]

Yup...and unless your LEGAL NAME is "CID" or "PLEASE SEE IDENTIFICATION", then writing that in the card's signature box DOES NOT MAKE IT VALID! Do you also sign your CC slips with "CID" or "PLEASE SEE IDENTIFICATION" to match the "signature" on the card? THINK, PEOPLE...THINK!!!

 

 

Ok "George," I think that has been made clear.

 

like I said, I sign my cards. Your response is useless.

 

I wasn't speaking directly to you. I know you sign your cards, as you have made abundantly clear. I was referring to people who put "CID" or "PLEASE SEE IDENTIFICATION" on their CCs instead of their actual signature.

 

BTW, my response was not useless...well, maybe useless to YOU, but not to everyone...

[BBQ123]

Yup...and unless your LEGAL NAME is "CID" or "PLEASE SEE IDENTIFICATION", then writing that in the card's signature box DOES NOT MAKE IT VALID! Do you also sign your CC slips with "CID" or "PLEASE SEE IDENTIFICATION" to match the "signature" on the card? THINK, PEOPLE...THINK!!!

 

I have seen salamanders write "See ID" on the back of a Visa/AmEx Gift Card that is NOT personalized with their name on it.

 

What good does checking ID do when you can't compare a name or a signature?!

 

Some people don't even sign them... but usually it's because they overlooked it and if they just sign it right then it is fine.

 

By the way, Visa Gift Cards have the same zero-liability for fraud ... however the issuers of them will charge like $10 to replace the lost/stolen card.

[GEORGE]

NOTHING LIKE THE FOOL WHO

PUTS CID ON THEIR CARD THEN DOESN'T HAVE ID!!!

 

(gotta' go to the car...I'll be right back)

Edited June 11, 2006 by GEORGE

[BBQ123]

NOTHING LIKE THE FOOL WHO

PUTS CID ON THEIR CARD THEN DOESN'T HAVE ID!!!

 

(gotta' go to the car...I'll be right back)

 

 

Had they just signed the card they'd have saved themselves and you and everyone else in line a lot of time!

[cljohnr]

So... you refuse to sign your credit card...

 

YET YOU SIGN YOUR CHECKS??

 

The check you sign is possibly passed through multiple hands and it is way easier to lift a signature off a check than it is to lift one off a credit card (even if you had the card long enough to copy/scan it).

 

And before someone posts that they sign the check because it is not valid unless it is signed... so is your credit card! They print "VOID IF NOT SIGNED" or "NOT VALID UNLESS SIGNED" on the back.

Speaking of straw men. Where has anyone here ever said they write check ID on their cards to prevent someone from stealing their signature?

[GEORGE]

So... you refuse to sign your credit card...

 

YET YOU SIGN YOUR CHECKS??

 

The check you sign is possibly passed through multiple hands and it is way easier to lift a signature off a check than it is to lift one off a credit card (even if you had the card long enough to copy/scan it).

 

And before someone posts that they sign the check because it is not valid unless it is signed... so is your credit card! They print "VOID IF NOT SIGNED" or "NOT VALID UNLESS SIGNED" on the back.

Speaking of straw men. Where has anyone here ever said they write check ID on their cards to prevent someone from stealing their signature?

THAT IS WHERE THE CID STUPIDITY CAME FROM

 

"IF I WRITE CID AND LOSE THE CARD NOBDY CAN SEE MY SIGNATURE"

 

THE FOOLISHNESS OF THAT IS---->HOW MANY PEOPLE LOSE JUST ONE CARD???

 

...AND NO ID???

 

NO OTHER CARDS???

 

NO PURSE???

 

NO WALLET???

[BBQ123]

So... you refuse to sign your credit card...

 

YET YOU SIGN YOUR CHECKS??

 

The check you sign is possibly passed through multiple hands and it is way easier to lift a signature off a check than it is to lift one off a credit card (even if you had the card long enough to copy/scan it).

 

And before someone posts that they sign the check because it is not valid unless it is signed... so is your credit card! They print "VOID IF NOT SIGNED" or "NOT VALID UNLESS SIGNED" on the back.

Speaking of straw men. Where has anyone here ever said they write check ID on their cards to prevent someone from stealing their signature?

THAT IS WHERE THE CID STUPIDITY CAME FROM

 

"IF I WRITE CID AND LOSE THE CARD NOBDY CAN SEE MY SIGNATURE"

 

THE FOOLISHNESS OF THAT IS---->HOW MANY PEOPLE LOSE JUST ONE CARD???

 

...AND NO ID???

 

NO OTHER CARDS???

 

NO PURSE???

 

NO WALLET???

 

 

Some thieves are smart. Rather than take the whole purse they just take one credit card... and then the person may not notice their card was stolen for a couple days.

 

I once found a wallet on the ground when I was a kid... it had a driver's license, and like a health insurance card, SS card, some pictures and even like 50 bucks cash! But no credit cards. Anyway, what we did was mail it back to the guy (address on license) Express Mail and just took out 15 bucks from his wallet to cover that... win-win situation (cost us no money, he got the wallet back).

[EyKay]

I hate CID because it's an attempt to be cute, lol.

 

Some unclever clerk looks at it and tries to figure out wtf that acronym means. Poor guy...

[GEORGE]

I hate CID because it's an attempt to be cute, lol.

 

Some unclever clerk looks at it and tries to figure out wtf that acronym means. Poor guy...

I WAS CASHIERING...

 

I NEED YOUR LICENSE PLEASE SINCE YOUR CARD IS NOT SIGNED

 

IT SAYS CID!!!!!!!

 

WITH ATTITUDE

 

YOUR NAME IS CID

 

NO MY NAME IS MARY!!!

 

(JUST LIKE THE LICENSE SAID)

 

"MARY SMITH"

 

(INSIDE MY HEAD)

 

SO WHO IS THIS CID WHO SIGNED THE CARD????

 

[GEORGE]

I hate CID because it's an attempt to be cute, lol.

 

Some unclever clerk looks at it and tries to figure out wtf that acronym means. Poor guy...

CUTE???

 

HOW ABOUT JUST STUPID???

[nonyabiz]

My Cards are signed and say See ID on the back also. NOT in the signature area though. Why you ask?

 

Because it's an extra verification step I prefer they take when someone uses my CC.

 

Yes, people can get Fake IDs, but some jack who got my CC out of my wallet and made it to a store before I noticed it was gone and cancelled it? They aren't gonna have a fake ID that will work in the state of florida.

 

A cashier may think it's a hassle, but it's less of a hassle than the paperwork generated for management when a chargeback occurs.

 

Besides....when the thief walks out of the store with merchandise and the CC has a 0 liability for the card holder....who do you think eats the charge?

 

That's right...the business. Now they have no merchandise and no payment to show for it. There goes profits.....

 

Just my 2 cents

Edited June 17, 2006 by nonyabiz

[BBQ123]

My Cards are signed and say See ID on the back also. NOT in the signature area though. Why you ask?

 

Because it's an extra verification step I prefer they take when someone uses my CC.

 

Yes, people can get Fake IDs, but some jack who got my CC out of my wallet and made it to a store before I noticed it was gone and cancelled it? They aren't gonna have a fake ID that will work in the state of florida.

 

A cashier may think it's a hassle, but it's less of a hassle than the paperwork generated for management when a chargeback occurs.

 

Besides....when the thief walks out of the store with merchandise and the CC has a 0 liability for the card holder....who do you think eats the charge?

 

That's right...the business. Now they have no merchandise and no payment to show for it. There goes profits.....

 

Just my 2 cents

 

If your card is signed, even if you write "See ID" on it stores don't have to check ID. If the signatures march they are covered and you are always covered with zero-liability.

 

Store only takes loss if the signature is not a resonable match. Even if the customer shows ID, if the signature is not a reasonable match the store can end up having to take the loss.

[Uncle Leo]

My Cards are signed and say See ID on the back also. NOT in the signature area though. Why you ask?

 

Because it's an extra verification step I prefer they take when someone uses my CC.

 

Yes, people can get Fake IDs, but some jack who got my CC out of my wallet and made it to a store before I noticed it was gone and cancelled it? They aren't gonna have a fake ID that will work in the state of florida.

 

A cashier may think it's a hassle, but it's less of a hassle than the paperwork generated for management when a chargeback occurs.

 

Besides....when the thief walks out of the store with merchandise and the CC has a 0 liability for the card holder....who do you think eats the charge?

 

That's right...the business. Now they have no merchandise and no payment to show for it. There goes profits.....

 

Just my 2 cents

If your card is signed, even if you write "See ID" on it stores don't have to check ID. If the signatures march they are covered and you are always covered with zero-liability.

 

Store only takes loss if the signature is not a resonable match. Even if the customer shows ID, if the signature is not a reasonable match the store can end up having to take the loss.

 

Some people have a higher sense of social responsibility and care about what goes on beyond their monthly credit card statement. Is that a bad thing?

[BBQ123]

But why do people who put "SEE ID" on their cards still sign their checks?

[GEORGE]

AT MY STORE EVERYONE WITH A CHECK OVER $100.00 "DID" HAVE TO SHOW STATE ISSUED DRIVERS LICENSE or STATE ISSUED ID CARD (for non drivers) or A MILITARY ID or A PASSPORT

 

YOU WOULD THINK THAT YOU ASKED THEM TO GIVE YOU THEIR ATM PIN NUMBER!!!

 

MAJOR ATTITUDE

 

BUT THEN THERE IS THOSE CID PEOPLE THAT ARE

IN A MAJOR FUNK IF SOMEBODY DOES'T ASK!!!!

 

MAKES YOU GO....

 

hmmmmmmmm

Edited June 19, 2006 by GEORGE

[BBQ123]

AT MY STORE EVERYONE WITH A CHECK OVER $100.00 "DID" HAVE TO SHOW STATE ISSUED DRIVERS LICENSE or STATE ISSUED ID CARD (for non drivers) or A MILITARY ID or A PASSPORT

 

YOU WOULD THINK THAT YOU ASKED THEM TO GIVE YOU THEIR ATM PIN NUMBER!!!

 

MAJOR ATTITUDE

 

BUT THEN THERE IS THOSE CID PEOPLE THAT ARE

IN A MAJOR FUNK IF SOMEBODY DOES'T ASK!!!!

 

MAKES YOU GO....

 

hmmmmmmmm

 

Where I worked we needed ID on a check if you wrote one for a dollar... but never ID on a signed credit card (even if you were buying like hundreds of dollars in merchandise)

[aireyc]

CHECKS = MONEY

CREDIT CARDS != MONEY

 

HOW IS IT RELEVANT? I DON'T KNOW! I DON'T SIGN MY MONEY, BUT I SIGN MY CHECKS!

[BBQ123]

CHECKS = MONEY

CREDIT CARDS != MONEY

 

HOW IS IT RELEVANT? I DON'T KNOW! I DON'T SIGN MY MONEY, BUT I SIGN MY CHECKS!

 

Saying that a check is money but a credit card isn't is wrong.

 

A check is basically just a piece of paper that you write saying that you authorize your bank to pay $XXX to _______ from your account.

 

Just like a credit card means the bank pays the merchant and then you pay the bank.

[GEORGE]

CHECKS = MONEY

CREDIT CARDS != MONEY

 

HOW IS IT RELEVANT? I DON'T KNOW! I DON'T SIGN MY MONEY, BUT I SIGN MY CHECKS!

SORRY...CHECKS ARE NOT CASH

Edited June 19, 2006 by GEORGE

[aireyc]

CHECKS = MONEY

CREDIT CARDS != MONEY

 

HOW IS IT RELEVANT? I DON'T KNOW! I DON'T SIGN MY MONEY, BUT I SIGN MY CHECKS!

 

Saying that a check is money but a credit card isn't is wrong.

 

A check is basically just a piece of paper that you write saying that you authorize your bank to pay $XXX to _______ from your account.

 

Just like a credit card means the bank pays the merchant and then you pay the bank.

 

In economic terms, checks are money. They fall under the following definition from the Fed:

 

"The Federal Reserve publishes weekly and monthly data on three money supply measures -- M1, M2, and M3 -- as well as data on the total amount of debt of the nonfinancial sectors of the U.S. The money supply measures reflect the different degrees of liquidity -- or spendability - that different types of money have. The narrowest measure, M1, is restricted to the most liquid forms of money; it consists of currency in the hands of the public; travelers checks; demand deposits, and other deposits against which checks can be written. M2 includes M1, plus savings accounts, time deposits of under $100,000, and balances in retail money market mutual funds. M3 includes M2 plus large-denomination ($100,000 or more) time deposits, balances in institutional money funds, repurchase liabilities issued by depository institutions, and Eurodollars held by U.S. residents at foreign branches of U.S. banks and at all banks in the United Kingdom and Canada."

Edited June 19, 2006 by aireyc

[aireyc]

CHECKS = MONEY

CREDIT CARDS != MONEY

 

HOW IS IT RELEVANT? I DON'T KNOW! I DON'T SIGN MY MONEY, BUT I SIGN MY CHECKS!

SORRY...CHECKS ARE NOT CASH

 

Are you saying coins aren't money as they aren't cash?