 So much for Dillards Amex |
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 Mar 26 2006, 09:55 PM
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#1
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Group: Members
Posts: 576 Joined: 20-April 04 Member No.: 5,242  |
I applied and was approved for a $200 regular dillards card.
 but I already have a Dillards card that I have had for 14 yrs and has a $7500 limit. so I guess no Amex for me and a stupid $200 card.  and then my hubby applied and got the 10 message. no $200 card. but he also already has a Dillards card with a $2300 limit. so?????? |
  
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| Googie |
Mar 26 2006, 09:55 PM
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The MoneyMaker
Group: Accounting
Posts: One in Every Topic Joined: 1-February 03 From: Mountain Home, CA Member No.: 1 |
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Mar 26 2006, 10:46 PM
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#2
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Group: Members
Posts: 1,192 Joined: 25-September 05 Member No.: 22,540 |
QUOTE(minnie00 @ Mar 26 2006, 08:55 PM)  I applied and was approved for a $200 regular dillards card. but I already have a Dillards card that I have had for 14 yrs and has a $7500 limit. so I guess no Amex for me and a stupid $200 card. and then my hubby applied and got the 10 message. no $200 card. but he also already has a Dillards card with a $2300 limit. so?????? are the credit people that stupid that they didn't realize you already had an account? would your ss# not come up as an existing acct. call them and tell them how stupid they are  I am so pleased to be informing you that you have won the lottery in the republic of Ass-wenistan. You won a great abundance and magnitude of money. All I need to transact this transaction is small processing fee to be required; Simply cash this check a portion of your winnings and pay the fee, then I will effect payment swiftly! Hungry?  or  http://kfccoupons.cre8hosting.com/index.ph...ns&zipcode= |
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Mar 26 2006, 10:53 PM
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#3
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Group: Members
Posts: 11,333 Joined: 20-November 04 Member No.: 10,186 |
QUOTE(minnie00 @ Mar 26 2006, 08:55 PM) I applied and was approved for a $200 regular dillards card. but I already have a Dillards card that I have had for 14 yrs and has a $7500 limit. so I guess no Amex for me and a stupid $200 card. and then my hubby applied and got the 10 message. no $200 card. but he also already has a Dillards card with a $2300 limit. so?????? You mean they gave you a 2nd Dillard's card with a $200 CL? Did you apply online? Can you not specify on the application that you're applying for the Amex card only? If not, that sucks! EX, TU, and EQ, frozen until.............further notice
"The man who said it can't be done should not interrupt the woman doing it." |
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Mar 27 2006, 12:17 AM
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#4
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Group: Members
Posts: 16,320 Joined: 14-August 04 From: Southern California Member No.: 7,794 |
QUOTE(minnie00 @ Mar 26 2006, 06:55 PM) I applied and was approved for a $200 regular dillards card. but I already have a Dillards card that I have had for 14 yrs and has a $7500 limit. so I guess no Amex for me and a stupid $200 card. and then my hubby applied and got the 10 message. no $200 card. but he also already has a Dillards card with a $2300 limit. so?????? The app, IIRC, gives the choice of either being considered for the Amex first, then the store card, OR just for the store card. Unfortunately, there does not appear to be a choice to apply for just the Amex...and, if you got instant approval, no doubt the system is not designed to check whether or not you already have a Dillards card. To be honest, the approval on my app was so fast, I doubt they had time to pull a CR, even though they did pull an EQ, in any event. (Calling tomorrow to get my CL). In any case, call them and explain the situation. Make sure the CSR transfers you to a credit analyst. |
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Mar 27 2006, 01:35 AM
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#5
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Group: Members
Posts: 902 Joined: 30-September 05 Member No.: 22,726 |
QUOTE(minnie00 @ Mar 26 2006, 09:55 PM) I applied and was approved for a $200 regular dillards card. but I already have a Dillards card that I have had for 14 yrs and has a $7500 limit. so I guess no Amex for me and a stupid $200 card. and then my hubby applied and got the 10 message. no $200 card. but he also already has a Dillards card with a $2300 limit. so??????  Sorry, but I couldn't help but laugh at this one. You should send the card back when you get it.
Yea, though I walk through the valley of the shadow of debt, I will fear no CA (for CB is with me)
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Mar 27 2006, 08:40 AM
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#6
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Group: Members
Posts: 3,720 Joined: 6-January 06 Member No.: 25,657 |
A YEAR AGO DILLARDS SOLD ITS CERDIT CARD & BANKING OPERATIONS TO GE - DILLARDS CC CENTER USED TO BE IN GILBERT AZ - THAT OPERATION CENTER IS NO LONGER THERE - IMO THAT WOULD EXPLAIN IN PART THE CONFUSION
MARC |
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Mar 27 2006, 01:43 PM
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#7
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Group: Members
Posts: 16,320 Joined: 14-August 04 From: Southern California Member No.: 7,794 |
I wonder what number I would call to get my CL.
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Mar 27 2006, 01:44 PM
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#8
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Group: Members
Posts: 16,320 Joined: 14-August 04 From: Southern California Member No.: 7,794 |
...I guess I would call the regular Dillards store card number and ask to speak to a credit analyst.
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Mar 27 2006, 01:56 PM
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#9
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Group: Members
Posts: 1,075 Joined: 10-February 06 Member No.: 27,293 |
You should consider yourself lucky, I applied last week and they gave me and instant approval for a 150.00 store card. It was funny to say the least. Now I can get that new fork I have always wanted, the spoon will have to wait.
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Mar 27 2006, 02:01 PM
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#10
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Group: Members
Posts: 16,320 Joined: 14-August 04 From: Southern California Member No.: 7,794 |
QUOTE(DCPenal @ Mar 27 2006, 10:56 AM) You should consider yourself lucky, I applied last week and they gave me and instant approval for a 150.00 store card. It was funny to say the least. Now I can get that new fork I have always wanted, the spoon will have to wait. Dillards is very stingy with initial store card CLs, but are generous with CLIs after a 4 month payment history. |
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Mar 27 2006, 02:06 PM
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#11
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Group: Members
Posts: 16,320 Joined: 14-August 04 From: Southern California Member No.: 7,794 |
If you've applied and want/need to talk to a credit analyst, they are only one step away from the CSRs, who will transfer you very readily.
Just called. Got the instant approval the other day on the Dillards Amex. The credit analyst told me the CL is 2000, which is, of course, many thousands below my usual, but I'll take it. He said that they will give CLIs on this particular card after 3 months. I have to study, so didn't feel like investing the time in fighting! |
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Mar 27 2006, 10:30 PM
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#12
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Group: Members
Posts: 576 Joined: 20-April 04 Member No.: 5,242 |
Well I called to close the $200 card. the new card people were closed. so I am not going to worry about it. my old card is in tact and ok.
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