is account SOL or not

[genseeker]

DH has a med collection that dates from 01/2000. He disputed this with the CA and they did forward a patient history and sign in sheet to him. However, the hospital also sent him the same information along with a letter in regards to his dispute. The "Director of Patient Financial Services" states in the letter that "since the signature is sealed, the statute of limitations is extended for 7 years, so per our attorney's office, this is still a valid debt".

 

Acct occured in NC but we live in VA now. I read in Consumer Protection forum that lawsuit post about how debts are 3 years, unless specified otherwise. The post was about a med lawsuit. So I think this debt is only 3 years or do they have some kind of loophole by saying the signature is under seal. The form does have the signature of a hospital employee as witness.

Edited September 26, 2005 by brokeinVA

[Why Chat]

DH has a med collection that dates from 01/2000. He disputed this with the CA and they did forward a patient history and sign in sheet to him. However, the hospital also sent him the same information along with a letter in regards to his dispute. The "Director of Patient Financial Services" states in the letter that "since the signature is sealed, the statute of limitations is extended for 7 years, so per our attorney's office, this is still a valid debt".

 

Acct occured in NC but we live in VA now. I read in Consumer Protection forum that lawsuit post about how debts are 3 years, unless specified otherwise. The post was about a med lawsuit. So I think this debt is only 3 years or do they have some kind of loophole by saying the signature is under seal. The form does have the signature of a hospital employee as witness.

<{POST_SNAPBACK}>

A "seal" means a notarized contract with specific terms and signed by both parties to the contract. The "Director Of Patient Services" is blowing smoke.

 

Send the CRA the medical dispute letter.

[genseeker]

Many thanks WHy Chat. I was thinking it sounded like it had to be notarized but wanted to confirm. The CA has also added an account they have for me to a new report since receiving my DV letter. We both have an acct with the CA but mine is non medical. Was just on EX all these years (from 2001) and then today I see it was added to EQ and they got my DV earlier this month and I even got a response from them before they added to my EQ. Betting it shows up on TU soon and that they do the same thing to Dh on his account.

[cotterpin]

The "Director of Patient Financial Services" states in the letter that "since the signature is sealed, the statute of limitations is extended for 7 years, so per our attorney's office, this is still a valid debt".

 

<{POST_SNAPBACK}>

 

 

Dang, that's a good one!!!!!

 

 

Either he/she is really dumb enough to believe that, or they think YOU are that dumb.

 

Mass is an "under seal" state, and in all my years, the only thing I've EVER heard of being done under seal are mortgages, and NEVER in the medical industry.

[genseeker]

They probably think we are that dumb but I will show them. Any suggestions on how to bait them? I would love to see their atty in court, especially if they have the same atty as some of the other local offices. Real small county and lots of businesses use the same atty. I've had run-ins in court with him before and he even tried to say one time that if I tried to represent myself, I would be practicing law without a license.