Holy Crap...Carnival Sea Miles MasterCard!!!

[KAZPUR]

Status: Approved

CL: $9,000

Pull TU in California

TU FICO 734 (Myfico.com)

No derog, only 1 tradeline with 2 yr and 7 mo history on it.

Util: 34%

 

edit: after I got instantly approved, I can login to my online account, but can I USE this card right away somehow or do I have to wait for it in the mail, then activate, then use...?

<{POST_SNAPBACK}>

 

Good question, I was wondering the same thing.

[Allie]

WOW! I had finished up with all the apps I wanted to make last week, but somehow missed this card. Went back and forth all evening on whether to apply or not, and decided since it was likely a TU pull, to go for it:

 

Instant approval for $7500- my highest CL!

 

My util was probably around 10%. Score was probably around 660. I also have 2 brand new accounts reporting already-BofA and Circuit City. I do have a 10K CL reporting with only a $900 balance, but I'm AU on that card. I have one paid CO from 98, 1 paid med collection from 99, and 1 SL 60 day late from 2000.

 

I included 5K worth of BT's on the app, hoping to get the a higher CL than I would have without the BT's, and hoping for the extra 500 points for BTing in the first 6 months. I'll BT it somewhere else before the 0% intro period expires.

 

NICE card! I've already got enough seamiles for $500 off a cruise.

[jwebb37]

SO applied and got denied due to bk which is not on her report. She does have 1 IIB. Her TU is 658. I wonder if they automatically manually review denials or do you have to put in a request?

[ttander32]

anybody with BKs apply?

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Yes. Approved 1500.00. Not instant.

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Hi Shorty, I'm a newbie, so therefore I don't have messenger access. I saw a post in another thread regarding Certegy. I'm in need of dire help. Please help.

[psp]

OMG, DH was approved! $1000 limit, his first decent limit in nearly 15 years.

[mrskippy]

What sucks is that I have to wait for the card to arrive before booking my cruise. You think they would allow you to book it from your online account or something, so that it directly billed it.

[shorty]

anybody with BKs apply?

<{POST_SNAPBACK}>

 

Yes. Approved 1500.00. Not instant.

<{POST_SNAPBACK}>

 

Hi Shorty, I'm a newbie, so therefore I don't have messenger access. I saw a post in another thread regarding Certegy. I'm in need of dire help. Please help.

<{POST_SNAPBACK}>

 

Post your question in a new thread and I will try and help you.

[Allie]

to follow-up: I applied friday night, they did pull TU, and it was already reporting on EX this morning. (monday) it does NOT show the limit, though. I don't know if it will on EQ & TU.

[gottaplan]

Hay anybody received their card in the mail yet?

[MannyLNJ]

Applied because others said they pulled TU which is my strongest and has least amount of inquiries.

 

They approved me with a 3K limit . Previous high limit was 1700 on Providian.

 

Thanks for posting about this card which I never would have known about otherwise.

[Corona Queen]

Has anyone applied with a recent bk? Mine discharged in June 2004 and I don't want to waste an inquiry if there is no chance I will be approved. I have established new credit and kept credit cards with over 10 year positive history on them. My ficos are all around 635 range. Thanks for all your help.

[gamecock]

Anybody got successful stories with high balances? Thanks!

[MannyLNJ]

Anybody got successful stories with high balances? Thanks!

<{POST_SNAPBACK}>

Yes I had a high balance on two of my cards. One card evben lowered my limit due to high balances and these guys still approved me.

[gamecock]

Anybody got successful stories with high balances? Thanks!

<{POST_SNAPBACK}>

Yes I had a high balance on two of my cards. One card evben lowered my limit due to high balances and these guys still approved me.

<{POST_SNAPBACK}>

 

Thanks a lot!!! I applied and got instant improved for 1k Maybe I should ask for a CLI at activation. My FAKO TU is 659, carrying 18k debt and utilization is 77%! So ... basically it means anybody can get improved?

[kms87]

Ok, my FICO's have been hovering around 680-715 the last I looked. My util is right around 55%, and I have a fairly high balance on two cards. I just got approved for this for a $8500 CL, plus I take a cruise in March, so I am one happy camper! Wooohoo! Time to BT a balance with a crappy APR!

[psp]

Holy S**T!! I called and spoke to Todd about reconsideration, and to explain my one negative, and he approved me for $5000! I'm gonna faint

[yurarse]

I am going to wait until next week so i can do a reconsideration;hopefully NCO will drop off by then

[paw67]

Hay anybody received their card in the mail yet?

<{POST_SNAPBACK}>

Yup...DH got his in the mail today. Applied on the 11th and received today. Not a bad turn around time.

 

His Orbitz was approved 2 days later so hopefully it will be here in the next day or 2.

 

Patty

paw67

[gamecock]

Anybody is kind enough to tell me how to ask cli upon activation? Is it before I ask them to activate the card or right after the activation...Thanks a million.

[minnie00]

I got denied and they would not reconsider due to BK from 3 yrs ago. They said auto denial for BK or IIB on credit. I have good util and mid 600 scores and 2 inqs. They pulled TU which is the only one that the BK is on too. ugh. I asked if they could pull other cra but they said IIB would cause denial too. I guess I didnt' get the friendly guy.

so just an FYI for others. boo hoo.

[james]

CONGRATS to everybody who has and will be approved for this card!

[RealmKnight]

DW just got approved and added me as AU to $7500 at the middle APR!!! We BT'ed her BofA balance to this card to help UT (about $2100). That = 7100 miles at 0% for 6 months!! Thank you CB!! You guys ROCK!!!

[psp]

for those who have asked for reconsideration, I logged on this am to 2 new hards Another on TU and one on EX. It was worth it to me to get a decent CL, but think about it if it's gonna hurt you. Just a heads up.

[prd2b]

BK or IIB automatic denial? I have a BK showing -- four years old with quite a few IIBs, high utilization, and they recently approved me ... pulled EQ. I guess they are selective.

[psp]

I was approved yesterday, they are reporting today...FAST!