Just sent payment to OC but got letter from attorney!

[madriley]

Whychat, 94, bbjdb

 

I have taken the first step but now have more problems!!

 

Here is my original thread from a week ago if you'd like to catch up:

 

http://creditboards.com/forums/index.php?showtopic=239470

 

I had a medical account with a collection agency. They had told me that it was too late and that they had already reported it to the bureaus wouldn't agree to a PFD. Then I found this site. Anyway, they said they reported it on 2/28 but it hasn't shown up on my report yet. Since it wasn't yet on my credit, I was advised to send the MO to the OC with "For Deposit Only" on the back. I dropped that in the mail this afternoon.

However, when I checked the mail just now, I got a letter from a Law Office and basically says that my account has been turned over to them and is being considered for legal action.

What if they try to get a judgement before I get through this whole process? Without this on my credit I can't move on to the pre-HIPAA letter. But, soon the OC will get full payment. Will they then have to recall the account from the CA? (Wishful thinking!) One more concern, I sent $106.86 as full payment. But the notice I got from the law office said $109.76 because they tacked on some interest. I hope that doesn't mess up my "full payment." Anyway, any advice or help would be greatly appreciated. Thank you!!

[bbjdb]

Relax. Court action would need to take place before any judgment. Beginning with a summons to you.

Continue to stay off the phone. What exactly did the Atty letter state? Is the Law Office also a CA? At this time because its not on your CR's further Hipaa process is not really necessary. You did send MO as described front and back along with copying. Without adding anything else? What did you write in your note? Can you track the MO in regards to depositing.

 

Whychat or 94 may pop in.

[madriley]

Relax. Court action would need to take place before any judgment. Beginning with a summons to you.

Continue to stay off the phone. What exactly did the Atty letter state? Is the Law Office also a CA? At this time because its not on your CR's further Hipaa process is not really necessary. You did send MO as described front and back along with copying. Without adding anything else? What did you write in your note? Can you track the MO in regards to depositing.

 

Whychat or 94 may pop in.

The attorney letter states:

Your account has been turned over to Law Offices of XXXX X. XXXX, P.C. and is being considered for legal action.

Send payment in full or contact this office to make satisfactory arrangements.

The choice is yours.

 

Here is the note I sent with the MO:

After recently reviewing my records, it has come to my attention that there is a balance on my account with you. Please find the attached money order for $106.81 which should satisfy my account in full. Thank you.

 

I also included info about the account# and date of service.

 

I bought one of those $5 insured MOs from my bank. I'll have to find out if I can track it or not.

[madriley]

bump

[94B10]

Relax. Court action would need to take place before any judgment. Beginning with a summons to you.

Continue to stay off the phone. What exactly did the Atty letter state? Is the Law Office also a CA? At this time because its not on your CR's further Hipaa process is not really necessary. You did send MO as described front and back along with copying. Without adding anything else? What did you write in your note? Can you track the MO in regards to depositing.

 

Whychat or 94 may pop in.

The attorney letter states:

Your account has been turned over to Law Offices of XXXX X. XXXX, P.C. and is being considered for legal action.

Send payment in full or contact this office to make satisfactory arrangements.

The choice is yours.

 

Here is the note I sent with the MO:

After recently reviewing my records, it has come to my attention that there is a balance on my account with you. Please find the attached money order for $106.81 which should satisfy my account in full. Thank you.

 

I also included info about the account# and date of service.

 

I bought one of those $5 insured MOs from my bank. I'll have to find out if I can track it or not.

 

Did they deposit the payment yet? If you purchased the money order at the bank, they can give you that info.

Edited March 17, 2007 by 94B10