Jeanette

Are you sure about Grocery Outlet and Trader Joes? I just checked entries on my PRG for both of those brands. Grocery Outlets codes as Merchandise and Supplies - Groceries. Trader Joes codes the same, but then has an additional entry that says Transaction Details: Description Grocery Store/Supe Hmm. I did see all my grocery places listed as Merchandise and Supplies on my year-end summary, but I didn't see more detail. I'll have to look into it. But like I said, the Amex reward is for *supermarkets*, not *groceries*. So it looks like Grocery Outlet doesn't qualify according to your info? All I know is, get way less back than I expected. I'll look for more detail. Okay, but does the BCP reward *groceries* or *supermarkets*? Not the same thing...

Wish the Amex BCE gave 3% on groceries, but it doesn't. It's on *supermarkets.* Which, apparently, places I shop are mostly not, including Trader Joe's, Grocery Outlet, and so on. I rarely shop at what one would call a supermarket. So I'd love a card that is 3% on groceries/stores that sell mainly groceries. For now, I'll use my Fidelity Rewards.

YMMV applies here? I got mine instant, but that was about a year ago. Don't know what my score was exactly at the time (TU FICO currently 764). Meanwhile, I have an 8-year-old CrapOne toy card at the same old 1K limit (bonus: ratejacked a few years ago for no logical reason and they won't lower it), a former HSBC at 1.5K for the same 8 years...you would think I was 2 different people. Not alone in that, I know. It's just so nonsensical. At least when FIA plays hard to get, it feels like something worth getting. Good luck in your quest.

Unless there's a change in score eh? Wonder what it actually takes these days to get a score change. Guess removing a reinsertion that tanked me for a bit (it was too old to legally report and was easy to remove once I bothered) and adding my first new account in a year weren't "important" enough to have any effects at all. It has been just over 8 weeks since my last confession update.

Mine's still the same as of 10/16, no emails. But I love how they tell you on the site to check your FICO often... *check* Yup! Still no update! *check* Yup! Still no update! *check* Yup! Still no update!

They really make you wait for a response. I've never had an account with them nor WaMu, so they were really contemplating those three baddies before they gave the green light. Is EX clean and did they pull it for you? Sometimes it's instant...I got an Amazon Visa (which is Chase) a couple of weeks ago to get the $50 credit, and it was instant, but my credit is 100% clean. However, they pulled EQ *and* EX!** I hadn't heard that they would do that, but maybe I missed something somewhere. And it might not apply to all Chase cards. But just so's ya know, it could happen. **That is, assuming they didn't put the wrong CRA name on my approval info. They said they pulled EQ and didn't *mention* EX, but I monitor EX and definitely got a hard on that.

Personally, I don't think it's worth a HP. Even though this is TD Bank now, they seem to run the program exactly like TNB did: start store cards at $200 and then auto-CLI up to $500 or $1K if they see good account management. So you should just wait it out, I say. And for the general thread... I've had a Target Visa at 1K for at least what...5 years now? No CLIs, and have been told they don't do them on request. Does anyone have a higher Target Visa credit line but that started out as low as 1K? Fwiw, my opening limit was $500 and my fiancees was $1k. So, started low and stayed low, right? For yearrrrs? So the same pattern. Anyone have a different story?

Personally, I don't think it's worth a HP. Even though this is TD Bank now, they seem to run the program exactly like TNB did: start store cards at $200 and then auto-CLI up to $500 or $1K if they see good account management. So you should just wait it out, I say. And for the general thread... I've had a Target Visa at 1K for at least what...5 years now? No CLIs, and have been told they don't do them on request. Does anyone have a higher Target Visa credit line but that started out as low as 1K?

Just an interesting (?) side note: using the link, I still get to the TransRisk page, so I can see both scores (more than 100 points different. What about that makes sense? Useless FAKOs). Seems clear that both get updated at the same time, no surprise there. But I was really hoping that the TU deletion I got a few days after the last update would prompt another update, but nope! Just sitting there as if the baddie with all its oddly random, made-up, untrue details is still there. I wanna know my real current score, darnit! Whennnnn will it update? Awwwwww!

My FIA (Fidelity Rewards) Amex gave me a 1K auto CLI after one year. Not super fabulous, but I'll take it, sure.

We'd all love to see a screenshot! No FICO on either one of my Barclays cards. Sure, see some on this thread. This is for whoever has a FICO option under the Tools thingy. So far, it looks like it's not completely up and running yet, so we're all getting errors.

I think you are right. I went to https://www.barclaycardus.com/servicing/score while already logged in and I was prompted to Accept the terms and add my FICO score to my onlne info. Screenshot below. Unfortunately, I was unable to display a score. Maybe I need to wait three weeks? Is your card new? Mine's not... Maybe they're still not quite ready for us? My card was opened in December 2012. Do you think the three weeks is from the time of the card being open or for signing up for the FICO service? Good question...dunno!

I think you are right. I went to https://www.barclaycardus.com/servicing/score while already logged in and I was prompted to Accept the terms and add my FICO score to my onlne info. Screenshot below. Unfortunately, I was unable to display a score. Maybe I need to wait three weeks? Is your card new? Mine's not...I just assumed the issue with mine was reason #3 or whatever because TU has been wonky about IDing me at times. But maybe they're still not quite ready for us?