New App for Marv

[padraig1]

Your Age:36

How long have your been on file with the CRA’s? 10 Years

 

Credit Scores: Please note FAKO scores are useless

Equifax? 700

Experian? 641

TransUnion? 656

 

Your Credit:

Rate your OVER ALL credit from 1-10 (10=BEST) 5.5

Rate your installment Credit from 1-10:10

Rate your revolving Credit from 1-10: 7

 

Public Records?

If yes, please describe:none

 

Auto Loans:

Do you have an open auto loan? yes

How many auto loans are presently open? 1

Are you trading in your open auto loan? yes

Are there late pays on your CURRENT auto loan? no

If yes, please list the time frame.

The number of 30 days late in the previous 12 months

The number of 30 days late in the previous 13 to 24 months

The number of 60 days late in the previous 12 months

The number of 60 days late in the previous 13 to 24 months

Current open auto loan is financed with? Marquette

Current open auto loan payment? 460.00

Estimated amount you may be upside down in this vehicle? $4000.00

Rate this open auto loan from 1-10. 10

 

Credit Cards:

Total number of revolving accounts: 3

Percent utilization overall:20%

 

Your Info:

Total Provable MONTHLY GROSS income:6000.00

Provable via computerized paystubs or what method: Pay Stubs

 

Your Downpayment in CASH: 0

Rebates not considered; Trade Equity not considered; cash only.

Please use a monetary value. Don't use the typical comments such as "little as possible" etc. I only hear that 4000 times a day. Cut to the chase please.

 

New or Used Vehicle:New

Please describe desired vehicle: 2005 Jeep Cheroke

[MarvBear]

hopefully the 2005 Jeep product has enough rebates to offset your negative equity.

[padraig1]

Thanks Marv!....

 

What Type of Interest Rate do you think I would get?

[MarvBear]

depends on your score at time of application and/or the lenders internal score card.

[padraig1]

The Fico scores that I have posted are from 5-4-05..would these be considered prime or subprime?

 

Equifax 700

Experian 641

TransUnion 656

[MarvBear]

auto enhances score below 620 are usually subprime category.

[padraig1]

thanks again for your help

[UptownGirl]

you have 6K/month in income and you cant put money down on it???

 

 

Your Age:36

How long have your been on file with the CRA’s? 10 Years

 

Credit Scores: Please note FAKO scores are useless

Equifax? 700

Experian? 641

TransUnion? 656

 

Your Credit:

Rate your OVER ALL credit  from 1-10 (10=BEST) 5.5

Rate your installment Credit from 1-10:10

Rate your revolving Credit from 1-10: 7

 

Public Records?

If yes, please describe:none

 

Auto Loans:

Do you have an open auto loan? yes

How many  auto loans are presently open? 1

Are you trading in your open  auto loan? yes

Are there late pays on your CURRENT auto loan? no

If yes, please list the time frame.

The number of 30 days late in the previous 12 months

The number of 30 days late in the previous 13 to 24 months

The number of 60 days late in the previous 12 months

The number of 60 days late in the previous 13 to 24 months

Current open auto loan is financed with? Marquette

Current open auto loan payment? 460.00

Estimated amount you may be upside down in this vehicle? $4000.00

Rate this open auto loan from 1-10. 10

 

Credit Cards:

Total number of revolving accounts: 3

Percent utilization overall:20%

 

Your Info:

Total Provable MONTHLY GROSS income:6000.00

Provable via computerized paystubs or what method: Pay Stubs

 

Your Downpayment in CASH: 0

Rebates not considered; Trade Equity not considered; cash only.

Please use a monetary value.  Don't use the typical comments such as "little as possible" etc. I only hear that 4000 times a day.  Cut to the chase please.

 

New or Used Vehicle:New

Please describe desired vehicle: 2005 Jeep Cheroke

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