Medical Bill with OC; Never with CA

[Linxnme]

I need help on a medical bill from services rendered in October 2008 and May 2009. The bill is for $935 and it is still coming from the doctor’s office. In conjunction with clearing my credit, I am attempting to makes heads or tails of the bill, start to pay it before it goes to collections. But please read this first…….

 

I reached out to the doctor’s office and they told me that the bill was never paid by the insurance that I had at the time because the insurance company requested information from me that I allegedly never supplied., which is why I am receiving this huge bill. Today, I made an attempt to contact the insurance company and they said even if that was the case, there would be nothing I can submit to them at this point that would cause them to cover the bill as their limit for paying bills is one year. However, they did say I can send a written request for an explanation of benefits in regards to those service dates mentioned above.

 

I called the doctor’s office and asked them for an itemized statement of this $935 bill and I was told they no longer have the system that will be able to tell me what services were rendered incurring a $935 bill. They told me, the only thing they can give me is an invoice that will say $935 for services received in October 2008 and May 2009.

 

Obviously, I am not going to pay a bill and they cannot provided me with documentation that will let me know what I am paying for.

 

What should be my next step with them? Should I follow up in writing with them? Should I quote the Medical Board or BBB? I live in NJ and I am not sure what other agencies governs medical facilities?

 

Again, this is with the OC, never been to collections, is not on my credit report and the bill is from 2008.

 

Thanks for helping.

[Why Chat]

If it is not reporting on your credit reports and is over 4 years old, then there is NO WAY the Dr.'s office can take any legal action against you .

 

I suggest you follow these steps to protect yourself against JDBs ( junk debt buyers) acquiring this data and poisoning your reports.

 

http://www.whychat.5u.com/GUIDEBOOK.html

 

As to what to send to the Dr's office, send them this:

 

(Your Name)

(address)

(City,State, zip)

HIPAA Compliance Office

( health care provider creditor)

(address)

(date)

Dear Sir/Madam;
This letter is in reference to (invoice #) for unknown services allegedly provided to
(name of patient) on an unknown date In regard to the bill on this account in the amount of ($___):
This account is a billing error. My insurance Co. has no record of any submission from your office for any bill for services. Your continuing to bill me for an unknown service without any documentation is a violation of New Jersey statutes and HIPAA Please respond, in writing within 10 days that you are processing this request to cease and desist this improper and illegal billing and expunge this fraudulent account from your records.Please also make sure that this account data is not sold or transferred in any manner to any collection agency as you will be held liable for any slander of credit you engender.
I am reserving the right, to take appropriate legal and civil action
including reporting to any applicable regulatory authorities any lack of
cooperation or compliance with this request.
I hereby waive my rights under HIPAA and any State Privacy Act for the single purpose of your
transmission of this request and accompanying documentation in any required
report you must make to your E &O insurance carrier.

Sincerely,

signature (Your Name)