App for marv

[Jeb72]

 

Credit Application:

 

Your Age? 40

 

Your Equifax Credit Score? 601

Your Experian Credit Score? 625

Your TransUnion Credit Score? 595

 

How many years have you been on file with Equifax? 17 yrs

How many years have you been on file with Experian? 17 yrs

How many years have you been on file with TransUnion? 17 yrs

 

YOUR PREVIOUS AUTOMOTIVE CREDIT HISTORY

 

Do you have an open auto loan? Yes

Will this open auto loan be a trade-in? no

How many late pays within the last 12 months on the currently open loan? Zero

How many late pays within the last 13-24 months on the currently open loan? Zero

Your current open auto loan is financed with? Credit Union

Your current open auto loan payment is? 444

Estimated amount you may be upside down in this vehicle? Zero

Rate your payment history on this open auto loan from 1-10 (1=poor:10=Best) 10

 

 

YOUR REVOLVING CREDIT HISTORY

 

Total number of revolving account(s) you have? 2

Total percentage utilized overall? 10

How many of your revolving accounts are store cards? 0

How many of your revolving accounts are major credit cards? (i.e. Amex, MC, Visa) 2

How many of your revolving accounts are known subprime credit cards (i.e. Aspire, 1st Premier) 0

 

YOUR PERSONAL INFORMATION

 

How long at your current residence? 15 years

Do you Rent or have a Mortgage, or Live w/Relative or Other? Mortgage

Your Monthly Rent or Mortgage payment? 778

How long have you held your current job? 21 years

Your total provable monthly gross income is? 6800

Your provable monthly gross income is provable via what method? (i.e. computerized paycheck stub, or tax return) Checks stubs, w-2's, tax returns

Is there additional monthly income? What amount monthly?

Describe the source.

Is the additional monthly income provable?

 

 

YOUR DOWNPAYMENT

Please tell me your exact down payment in cash? (rebates and trade equity are not considered, please input a dollar value only.) 2500

Does any credit repository contain any Public Record? no

If yes, please very briefly describe.

 

Does any credit repository contain any Collection Account(s)? No

If yes, please very briefly describe.

 

Please rate your overall creditworthiness on a scale of 1-10 (1=poor, 10= best) 7

Please rate your Installment credit history on a scale of 1-10 (1=poor, 10=best) 10

Please rate your Revolving credit history on a scale of 1-10 (1=poor, 10=best) 5

 

New or Used vehicle you are considering: Please very briefly describe. 2013 Ford Explorer. New

[Jeb72]

I do have 2 paid collections showing on all 3 reports

[Jeb72]

I do have 2 paid collections showing on all 3 reports

[MarvBear]

Why will be the driver, since you are not trading the open loan?

[Jeb72]

My wife. Hers is paid for. Probably worth around 3500 on trade

[MarvBear]

Put her on the app., Predict approval if so.

[Jeb72]

Okay thanks. Ill post the results in a week or two

[Jeb72]

Approved @1.9% for 72 months through Ford Motor Credit. Came in a tier 2. Purchased a 2013 Explorer.

[BRBiz]

Did you put your wife on the loan?

[MarvBear]

congrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrats!!!!!!!!!!!!!!!!!!!!!

[Jeb72]

Yes I put my wife on the loan

[BRBiz]

Nice congrats! The new explorers are pretty nice..