Hippa Process & Paid Medical Collections

[Molly103]

Hi, I apologize if this topic has already been discussed, as I am new here. I have several paid medical collections on my credit report for my son's automobile accident. If these have been paid around 2 years ago, but are still reporting on my credit report, paid. But still there and I was told that they have a negative impact on my credit score. Can I use the Hippa process to get these removed? If so can you pm me the exact process. I really want to get these cleaned up. None of the se were over $200.00 and are causing me so much grief.

 

Thanks for your help!

[Why Chat]

Hi, I apologize if this topic has already been discussed, as I am new here. I have several paid medical collections on my credit report for my son's automobile accident. If these have been paid around 2 years ago, but are still reporting on my credit report, paid. But still there and I was told that they have a negative impact on my credit score. Can I use the Hippa process to get these removed? If so can you pm me the exact process. I really want to get these cleaned up. None of the se were over $200.00 and are causing me so much grief.

 

Thanks for your help!

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Send each CRA ( using REAL reports To order, visit annualcreditreport.com,or call 1-877-322-8228) this:

http://www.whychat.5u.com/hipaadisp.html

List the accounts as they appear on the report you are disputing

 

IF they are NOT deleted with this initial dispute letter, then you send the reporting CAs this:

http://www.whychat.5u.com/ltrcavalhipaa.html#PAID

 

And re-dispute with this:

http://www.whychat.5u.com/ltrcavalhipaa.html#DISPUTE