Hi, I apologize if this topic has already been discussed, as I am new here. I have several paid medical collections on my credit report for my son's automobile accident. If these have been paid around 2 years ago, but are still reporting on my credit report, paid. But still there and I was told that they have a negative impact on my credit score. Can I use the Hippa process to get these removed? If so can you pm me the exact process. I really want to get these cleaned up. None of the se were over $200.00 and are causing me so much grief.
Thanks for your help!
Hippa Process & Paid Medical Collections
Started by
Molly103
, Jul 02 2012 12:20 AM
1 reply to this topic
#1
Posted 02 July 2012 - 12:20 AM
#2
Posted 02 July 2012 - 03:35 PM
Opt outHi, I apologize if this topic has already been discussed, as I am new here. I have several paid medical collections on my credit report for my son's automobile accident. If these have been paid around 2 years ago, but are still reporting on my credit report, paid. But still there and I was told that they have a negative impact on my credit score. Can I use the Hippa process to get these removed? If so can you pm me the exact process. I really want to get these cleaned up. None of the se were over $200.00 and are causing me so much grief.
Thanks for your help!
http://www.whychat.5...OPTOUTINST.HTML
Send each CRA ( using REAL reports To order, visit annualcreditreport.com,or call 1-877-322-8228) this:
http://www.whychat.5.../hipaadisp.html
List the accounts as they appear on the report you are disputing
IF they are NOT deleted with this initial dispute letter, then you send the reporting CAs this:
http://www.whychat.5...hipaa.html#PAID
And re-dispute with this:
http://www.whychat.5...aa.html#DISPUTE
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