I have a collection that is scheduled to drop from my credit reports on "7/2012". Does this mean it will be gone -- or eligible for successful disputing -- on 7/1/2021 or 8/1/2012?
Collection scheduled to fall off reports
Started by
luckylager
, Jun 23 2012 08:10 PM
6 replies to this topic
#1
Posted 23 June 2012 - 08:10 PM
#2
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Posted 23 June 2012 - 08:34 PM
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#3
Posted 24 June 2012 - 06:50 AM
bump
#4
LKH
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Posted 24 June 2012 - 08:54 AM
It will likely fall off of Equifax and Trans Union on 7/1 and Experian on 8/1.
#5
Posted 24 June 2012 - 10:54 AM
Thank you for the reply.
Do these expired collections typically disappear on their own or do they usually require action from the affected party?
Do these expired collections typically disappear on their own or do they usually require action from the affected party?
#6
Posted 24 June 2012 - 12:33 PM
They usually disappear, but you can always move things along early by disputing them as obsolete but seeing they will be gone within a week or so you might have better luck with Experian by disputing it as obsolete since they like to hold on to things a bit longer than they should as LKH, pointed out.Thank you for the reply.
Do these expired collections typically disappear on their own or do they usually require action from the affected party?
#7
Posted 24 June 2012 - 03:29 PM
They usually disappear, but you can always move things along early by disputing them as obsolete but seeing they will be gone within a week or so you might have better luck with Experian by disputing it as obsolete since they like to hold on to things a bit longer than they should as LKH, pointed out.
Thank you for the reply.
Do these expired collections typically disappear on their own or do they usually require action from the affected party?
^this but if you dispute now it'll probably come off , you can usually dispute couple months early and the CSR will just delete ahead of time cause it'lll be extra work in a couple months anyways.
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