Questionable merchant policy costs students.

[webworm98]

Visa Debit

Using it as a pin that it is ok (Unless it goes through the visa interlink)

Using it as a signature then it is not ok to have a minimum amount.

 

Mastercard Debit

Using it as a pin that it is ok. (Not sure if the Maestro Atm Network allows a minimum amount)

Using it as a signature then it is not ok to have a minimum amount.

 

News

Edited April 9, 2009 by webworm98

[Continental]

salamander Ahmed must be retrained at once.

NO MINIMUMS

 

NO MAXIMUMS

 

NO SURCHARGES

 

NO ID

 

http://www.mastercard.com/us/personal/en/c...violations.html

[Uncle Leo]

"The main reason behind it is efficiency," Ahmed said. "When you deal with a high volume situation, where you're going through so many people in a short amount of time, it slows down the line."

 

That's impossible. Credit (and debit, by extension) card transactions are always faster.

[webworm98]

"The main reason behind it is efficiency," Ahmed said. "When you deal with a high volume situation, where you're going through so many people in a short amount of time, it slows down the line."

 

That's impossible. Credit (and debit, by extension) card transactions are always faster.

 

Not always

 

I had to wait longer for the approval at a some locations then if I paid by cash. This happens with all type of cards. Credit, debit, etc...

[GEORGE]

"The main reason behind it is efficiency," Ahmed said. "When you deal with a high volume situation, where you're going through so many people in a short amount of time, it slows down the line."

 

That's impossible. Credit (and debit, by extension) card transactions are always faster.

 

Not always

 

I had to wait longer for the approval at a some locations then if I paid by cash. This happens with all type of cards. Credit, debit, etc...

SALE WAS $19.98

 

...various change to make up the $0.98 (including 18 pennies)...no quarters the rest was dimes and nickels

 

NINE $1.00 BILLS and TWO $5.00 BILLS

 

The customer counted TWICE

 

I counted TWICE

 

WHAT WAS REALLY STUPID ABOUT THE WHOLE DEAL WAS...there was more than a few $20.00 bills that I saw in the wallet

 

YEP CASH IS KING...and faster

 

[Uncle Leo]

"The main reason behind it is efficiency," Ahmed said. "When you deal with a high volume situation, where you're going through so many people in a short amount of time, it slows down the line."

That's impossible. Credit (and debit, by extension) card transactions are always faster.

Not always

 

I had to wait longer for the approval at a some locations then if I paid by cash. This happens with all type of cards. Credit, debit, etc...

SALE WAS $19.98

 

...various change to make up the $0.98 (including 18 pennies)...no quarters the rest was dimes and nickels

 

NINE $1.00 BILLS and TWO $5.00 BILLS

 

The customer counted TWICE

 

I counted TWICE

 

WHAT WAS REALLY STUPID ABOUT THE WHOLE DEAL WAS...there was more than a few $20.00 bills that I saw in the wallet

 

YEP CASH IS KING...and faster

 

 

See? One anecdote and the issue is settled.

[gallagheria]

I worked retail for five years. Credit card transactions were always better as far as ease of transaction. The worst would be checks. Customers would try to use other people's checks and claim it was their spouse or that they could not find their ID. Other cases would be that the address was different. We would always have to write the driver's license number as well as DOB, enter it into the register, and then scan the check, waiting for it to clear.

 

Cash was okay unless the nasty lady reached into her bra right in front of you and pulled out a wad of damp nasty cash and then hand it to you all folded up. Common with specific customers . . .

 

Also, it was safer with credit cards because we could always reprint them if they were lost. If you were shortchanged or scammed, you would be out of luck with cash.

[webworm98]

All I was pointing out was the point of sale machines are sometimes slow.

[GEORGE]

I have not waited longer than 10 seconds for approval on any credit card in years

 

Most of the time it is like 1--->3 seconds (maybe 4)

 

Sometimes the slip takes LONGER to print than authorize

 

One time in the past 15 or 20 years I waited like

5 minutes at a restaurant for approval (why I have no idea)

[Continental]

"The main reason behind it is efficiency," Ahmed said. "When you deal with a high volume situation, where you're going through so many people in a short amount of time, it slows down the line."

That's impossible. Credit (and debit, by extension) card transactions are always faster.

…and it takes no longer for a $2 authorization to go through than a $20 one. salamander Ahmed must be retrained at once. The nerve of that creep trying to weazel his way through violating his customers with such nonsense. Immediately call 1-800-VISA-911. Make sure that horribly behaving Starbucks shapes-up and never attempts a minimum again.

 

VISA: 1-800-VISA-911.

MasterCard : 1-800-300-3069

 

Also easily report merchant violations online:

 

http://www.mastercard.com/us/personal/en/c...violations.html

 

Check the box that says "Merchant required a minimum"

 

 

Make sure your community is 100% violation-free.