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> Do I fight with OC, CA or keep fighting Chex?
detaildude
post Mar 28 2009, 08:02 PM
Post #1


Group: Members
Posts: 115
Joined: 10-November 08
Member No.: 85,167
I have a bank reporting on Chex for NSF, but there is no amount and Chex says I need to contact
them to find out if a debt is owed. (huh?) I'm not really sure what's up with this acct. I think they
paid off a payday loan place that was holding a check when I got hurt at work 31/2 years ago.

The bank turned it over to a CA (some attorneys) They called me 3 or 4 times a few years ago and
said they were going to sue me. I said go ahead,stand in line. I've cleared up pretty much everything
(almost) except for this. It was listed on 2 of my credit reports as a collection, I disputed to find
out what the heck it was and it was deleted from both reports.

The acct is listed on chex as International Bank of Commerece (OC) .After 2ND letter to chex (MOV)

The phone # provided by chex belongs to the CA. I sent a letter to OC just to see if I got a response
but I didn't.

Sent 3rd letter to chex demanding they report accurate info on acct and send me name and #
of contact person at OC since that's whose on my file (no mention of CA,just their #) or remove
the acct.

Haven't heard back but I bet they don't delete. I know something is wrong with this acct. because it
was easily removed from other reports, and the CA barely made an attempt at collecting.

Any Ideas? mca, anybody
 
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Googie
post Mar 28 2009, 08:02 PM
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The MoneyMaker

Group: Accounting
Posts: One in Every Topic
Joined: 1-February 03
From: Mountain Home, CA Member No.: 1


 
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mca
post Mar 30 2009, 04:38 AM
Post #2
Lead - Chexsystems Help Forum

Group: Members
Posts: 866
Joined: 9-May 03
Member No.: 775
I would try a dispute with the bank iteself next


IPB

MCA


Visit My Website for CHEXSYSTEMS Help!!
 
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