ChexSystems inquiries

[MB34]

Got my CS report and it has these on it:

 

Inquiries not initiated by consumer action

 

Inquirer Name: HBCS BANK

Inquirer Location: TIGARD, OR

Inquiry Date: 03/18/2006

Name Provided: My Name

SSN/ID Provided: XXX-XX-XXXX

 

Have one for 3/10, 3/12, 1/14, and 3/18

 

Curious...

 

Can I get them removed as well?

[mca]

No, you can not have them removed.

 

Inquiries Not Initiated By Consumer Action refers to inquiries resulting from transactions you may not have initiated, so you may not recognize the source. Members with permissible purposes include current creditors, pre-approval creditors, and potential investors trying to assess risks. They report these requests only to you as a record of activities, and they do not include any of these requests on credit reports to others.

[MB34]

I can find NOTHING on HBCS BANK.

This is a listing of all banks in Tigard, OR:

BANK OF AMERICA-TIGARD
BANK OF THE WEST
BANNER BANK
FRONTIER BANK
HOMESTREET BANK
KEY BANK-KING CITY
KEY BANK TIGARD KEY CENTER
M BANK
PACIFIC CONTINENTAL BANK
PACIFIC WEST BANK
UMPQUA BANK
UMPQUA BANK
US BANK-KING CITY
US BANK-MAIN STREET
WASHINGTON MUTUAL (Inside Fred Meyers)
WEST COAST BANK-KING CITY
WEST COAST BANK-TIGARD

 

And the sequence of inquiries is very suspicious.

I made a mistake, all of them are the same Inquirer but dates are:

3/10, 3/12, 3/14, and 3/18

Edited April 12, 2008 by MB34

[mca]

Almost all of the banks listed above use chexsystems

[anforlguy80]

This might be a sign of fraud, I would call chexsystems and see if they can send you the contact information for that bank.

[MB34]

They have no contact info for that entry at all, surprised?

They will not remove them, either, at least not during the call.

I sent off a dispute letter to them on Friday.