Only one spouse in Chex, can we get a joint acct?

[cammy3]

Does anyone know of a bank that only checks the primary? Or an acct that will allow a single to open and then add a signer without using chex because its already an established acct?

 

Thank you

[anforlguy80]

most banks will run chex on all applicants and signers even if they are added later, you might want to try a local cu. good luck!

[hurricanesfans27]

my old credit union does not check the secondary holder but you have to live in the panhandle of Florida

[fishbjc]

Yep,,,dh is in chex and I'm the primary. I just had him added on. They ran him and declined him.

 

I just received the payoff letter from our old bank. Totally MY fault, he had no clue, all this for what started as a small payment on a closed account.

 

It's all take care of. You probably need that payoff letter.

[mca]

please remember, paying will not remove you from chexsystems. If you are paying for removal, always get it in writing.