Need Help

[elmonshea]

I just now started looking on the auto board and I am reading as much as I can.

Wanted to get a heads up on what to expect when we go to the car lot.

 

 

We are looking to get a 2003-2006 Chevy Suburban OR a Nissan Armanda..

I do not pull my report all the time but off of Wamu fico today

Dh was 678 TU

Mine 660 Exp

 

what are we looking at as far as % rate that we will fall under???

Is this a good enough score for us to go get our suv today??

[MarvBear]

On behalf of CreditBoards Admin, MarvBear would like to extend a sincere and warm welcome to the Automotive Forum. We have an Automotive FAQ (Frequently Asked Questions) section that should prove to be very helpful in your automotive knowledge quest.In the Reading and Resource Section of this forum, which is a read only forum, you can look up information regarding Sales Tax by State, Lemon Laws by State, along with a number of industry specific topics very relevant from the dealership's perspective.In the main section of this forum, there are two pinned topics both of which are read only topics. The first concerns Bank and Credit Union rates and tiers. You might find this useful in predicting an interest rate on your next vehicle purchase. The second is a general purpose credit application that you can use to get an idea if you might qualify for an automotive product loan based on an insider's perspective of the information you provide.You, as a consumer, have a unique advantage to "pick my brain"as I have been in the Automotive Industry since 1972. I will endeavor my utmost to give you up to the minute information and explain any insider workings you may question.Due to time constraints on my part, I may not always be available to answer your question right away. Don't be discouraged, this is a very busy board. If some extended time goes by without a reply, feel free to reply to your own post by typing the word *bump*. This will *bump* your post back up to the top of the forum where it is more easily seen.We make every effort to maintain a warm and friendly, and particularly non-judgmental attitude here on CreditBoards. If you find someone is discourteous to you, use the REPORT button located at the bottom of every post-that will ensure that either I or another moderator or Admin looks at the post and decides if it is against our TOS.Off-topic posts should go in the General Forum. And if you are a credit newbie, take a glance at our Newbies Section.Come get your new keys!HAPPY MOTORINGCB Admin: LKH, Pam, radi8, breezeCB Mods: cotterpin, CargoJon, CramitCCCA's, fla-tan, MarvBear, psp, pryan67Forum Leads: TeeSharice, orangecrush and Four20Nik

[djransom]

You could submit an app on the board for Marv and he could possibly give you an idea of what you're facing. The only other option would be to head down to the dealer and make an attempt to purchase. Me & my wife just purchased a new car and new truck and our scores are lower than yours. We ended up with getting 10% on the truck with a credit union and 13% on the car with a bank. Good luck.

[MarvBear]

I believe those washington mutual scores are bank card score, we would not use them in the automotive industry.

 

 

I don't predict rates, but you can look at the pinned bank rate topic for some clarity.