how do i prove i didn't open account

[catgina]

i have a fraudulent account with them in collection w/ieif. i called oc to get original contract well you only get service by phone or internet.. how do you prove you didn't do that?? don't they have a way of knowing whose computer it came from or something? i diputed with all 3 cb. 3 times... equifax removed it and transunion.. but not experian.

[Jen23514]

i have a fraudulent account with them in collection w/ieif. i called oc to get original contract well you only get service by phone or internet.. how do you prove you didn't do that?? don't they have a way of knowing whose computer it came from or something? i diputed with all 3 cb. 3 times... equifax removed it and transunion.. but not experian.

 

I would redispute again with experian.

 

Also, you can send a letter to the OC, and ask them to provide proof of the information they are providing the CRAs - they have to under the DF portion of the FCRA.

[GEORGE]

i have a fraudulent account with them in collection w/ieif. i called oc to get original contract well you only get service by phone or internet.. how do you prove you didn't do that?? don't they have a way of knowing whose computer it came from or something? i diputed with all 3 cb. 3 times... equifax removed it and transunion.. but not experian.

Get proof you didn't live at the service address and had service at a different address at the time

[manofmany]

This happens alot with Vectren where I live. My friend had a bill in his name for $900 that wasnt his, and they told me they wouldnt open one in my name even though I was the primary lease holder at our place. I called back a day later and got it through another CSR though.

[Jen23514]

i have a fraudulent account with them in collection w/ieif. i called oc to get original contract well you only get service by phone or internet.. how do you prove you didn't do that?? don't they have a way of knowing whose computer it came from or something? i diputed with all 3 cb. 3 times... equifax removed it and transunion.. but not experian.

Get proof you didn't live at the service address and had service at a different address at the time

 

proving a negative?

 

what if she didn't have service somewhere else (had electric heat instead of gas?)

 

it should be up to the data furnisher to provide proof.

[GEORGE]

i have a fraudulent account with them in collection w/ieif. i called oc to get original contract well you only get service by phone or internet.. how do you prove you didn't do that?? don't they have a way of knowing whose computer it came from or something? i diputed with all 3 cb. 3 times... equifax removed it and transunion.. but not experian.

Get proof you didn't live at the service address and had service at a different address at the time

The other UTILITIES would have some of the proof you need

 

When I went to get cable...they had a list on the computer of every single person that had cable at my address from day one of the house

 

Just because they used FRAUD to get the gas doesn't mean they used it again to get any other service

[woe is me]

It's called debt validation...

 

It is the responsibility of the creditor to prove the debt. If they can't prove it to you and report it to the CRA's then the creditor is going to have a hard time convincing a judge when you sue for FDCPA violations and damages.

 

If you KNOW it is not yours then just get denied for some credit somewhere, file suit, and collect your damages...

Edited June 5, 2007 by woe is me

[aescutie]

File a police report and fill out a fraud affidavit with the OC, dispute again with them devils EX, and if they don't remove it, sue them....