Shorten "NO CREDIT CHECK CREDIT APP" ....Find

[the F&I car guy]

I am more than happy to answer posts or PMs about your credit and if i think you can be approved, what your rate might be, or what you can do to get approved. in order to do this i have created a "CREDIT BOARDS CREDIT APP" with no credit check required. Here is how it works... copy the credit app below and paste it into a new topic (in this forum) or PM it to me. I will try to answer within 24 hours.

 

Make sure not to post or PM your name, social security number, or anything that can identify you....remember i am not the only one who reads these posts.

 

Here is the APP:

 

 

CREDIT SCORES:

 Equifax:

 Transunion:

 Experian:

 

YOUR CREDIT:

 

  Rate your over all credit on a scale of 1-10:

  Rate your installment credit (auto, mortgage, ect...) on a scale of 1-10:

  Rate your credit in the last year on a scale of 1-10:

  How long have you had credit?

  BK?

    if yes:

 

OPEN ACCOUNTS:

 

  Open auto's (yes or no)?

   

    if yes:

1. are you trading your open car in (yes or no)?

2. how many open auto's do you have?

3. how did you pay the curent auto (x30 x60 x90)?

4. recent lates?

 

  Current credit card balances (its ok):

 

YOUR INFO

 

  Total Gross Monthly Income (provable):

  Can you prove your income (paystubs or tax returns)?

 

AUTO HISTORY:

 

  Have you ever financed an auto before (yes or no)?

    if yes:

1. rate your past auto credit history on a scale of 1-10:

               2. who is your current auto financed with:

               3. current payment:

               4. upside down in your trade (how much $)

 

What You Are Looking For:

 

  Are you look into NEW or USED?

    if new:

1. what car or cars?

 

  Please leave comments that may matter, that have not been asked:

 

 

 

 

WHAT WOULD YOU LIKE TO KNOW?

I know that buying a car can be difficult....I will do my best to point you in the right direction....also these are the things that lenders look at with sub prime loans.....................

[breeze]

Exactly - highlight, copy, and then click on PM and paste it there, and fill it out.

 

Nice, car guy.

[MarvBear]

Credit Scores:

Equifax

Experian

TransUnion

 

Your Age

Your Marital Status

 

Residential Status:

Own home outright?

Buying Home?

Live w/Relative?

Lease/Rent?

Own/Buying Mobile Home?

Monthly Rent/Lease/Mortgage Amount?

Rate your Mortgage History from 1-10 please.

How long have you lived at current residence?

How long have you lived in same general area?

 

Income:

Monthly Gross Income?

Provable via computerized paycheck stubs?

Provable via W2’s?

If self employed what does Schedule C Line 31 indicate?

 

How long have you been on file with the CRA’s?

 

Your Current Auto Loan

Have you ever financed an auto before (yes/no).

Who is the lender?

How long has the account been open?

Are you trading this vehicle?

Please rate payment history from 1-10

How did you pay current auto loan (x30 x 60 x 90)

Are there any lates within the last 2 years, if so how many?

Approximate amount of $ you are upside down?

Do you have other open auto loans?

If so, how many?

 

Revolving Credit History

How many trade lines do you have?

Total Revolving Credit Available?

Total Revolving Debt?

 

Overall Credit History

Rate your overall Credit from 1-10

Rate your overall installment Credit from 1-10

Rate your overall Credit History during last 2 years from 1-10

 

Derogs:

Bankruptcy (yes/no)?

Type BK (7 or 13)?

When Discharged?

Are there ANY DEROGS AT ALL after BK? (yes/no)

If so, please explain at bottom under comments.

Collection Accounts (yes/no)

Total # Collection Accounts?

Total Amount in Collections?

Collections paid or not?

Judgments (yes/no)

Total # of Judgments

Type of Judgments

Amount of Judgments?

Judgments paid or not?

Tax Liens (yes/no)

Total # of Tax Liens

Amount of Tax Liens?

Tax liens paid or not?

 

What You Wish to Purchase

New or Used?

If new, what make, model etc:

If used, what make, model etc:

Your approximate CASH DOWNPAYMENT?

 

Please ask questions or leave comments you feel would be valuable/informative.

 

I know I am a nosy old bear, but this app give me a bit more to work with. I will give each and every one my utmost attention.

Just Highlight, Copy and Paste in a new topic in this forum or send me via PM.