App for MarvBear

[latrues]

Your Age:49 DH - 51

How long have your been on file with the CRA’s? 1998

 

Credit Scores:

Equifax?624

Experian?602

TransUnion?597

 

DH

Equifax 602

Experian ???

Transunion ???

 

Your Credit:

Rate your OVER ALL credit from 1-10 (10=BEST)7

Rate your installment Credit from 1-10:9

Rate your revolving Credit from 1-10:7

 

Public Records? Yes

If yes, please describe:

Paid state tac lien 2003 released

Auto Loans:

Do you have an open auto loan? No

How many auto loans are presently open? 0

Are you trading in your open auto loan? No

Are there late pays on your CURRENT auto loan? no

If yes, please list the time frame.

The number of 30 days late in the previous 12 months

The number of 30 days late in the previous 13 to 24 months

The number of 60 days late in the previous 12 months

The number of 60 days late in the previous 13 to 24 months

Current open auto loan is financed with?

Current open auto loan payment?

Estimated amount you may be upside down in this vehicle?

Rate this open auto loan from 1-10.

 

Credit Cards:

Total number of revolving accounts: 8

Percent utilization overall:75%

 

Your Info:

Total Provable MONTHLY GROSS income: Me $2000 DH $4000

Provable via computerized paystubs or what method: paystubs, W2's

 

Your Downpayment in CASH: $4000

Rebates not considered; Trade Equity not considered; cash only.

Please use a monetary value. Don't use the typical comments such as "little as possible" etc. I only hear that 4000 times a day. Cut to the chase please.

 

New or Used Vehicle: Used

Please describe desired vehicle: 2002 or newer Nissan Altima or Maxima

 

Please leave any comments that your feel may be pertinent and may lend added weight for a favorable outcome.

 

Will be paying off all credit cards except one, bringing utiliaztion to 40% Could pay off other credit card and only have $1000 for downpayment. I have no deragatory credit in 2 years. I have one 4 year old charge off. DH has CA's that are really our son's. We have been battling these.

[MarvBear]

~ approved