Minimum credit score for auto lease?

[hrguy]

Keep us posted

[MarvBear]

 

The dealership with which you are dealing does not have credit union affiliations?

 

So they say... They were able to get approval from Wells Fargo but for $100 more per month than or goal. So not soooo hopeless.

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What are the terms? Is it for a lease?

No lease. :-( but that's OK. I'm going in tomorrow to talk terms. I did also get a CU approval for a 5% loan for use anywhere so that's my trump card. Boy what a battle it's been so far..

 

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You can save yourself a great deal of time and aggravation, if you will just pick out a vehicle and show them your draft. They either can or can't. Cut to the chase.

[PennyPinching]

So, my wife is in LOVE with the Nissan Cube. We found a 2010 Nissan Cube Krom Edition for $15,500 with 22k miles.

Wells Fargo approved us for $500 down, they match our $500, at 7.9% for 72 months for $281 per month. I am inclined to take it but I have just one more call in with our other credit union before we say yes for sure. That sounds pretty reasonable for a 7 month post BK loan doesn't it?

EDIT: Unless my math is off a bit, that should be closer to $271 per month.

Edited May 17, 2013 by PennyPinching