Aztec

What's the deal on having a credit card? Some financial experts swear not owning one and some suggest having up to 4 active CC (of course, as long as the owner is able to pay at least the minimum) to help build the credit score. I'm really confuse! Any suggestions??

My best reply is paying off CC. I just love the feeling I experienced knowing that I don't have any CC debt.

Keep the name! Congratulations! I figured that that isn't your picture, it looks like it has EIB and Pathfinder badges on it.

By the way, how do I calculate my tax?

I've been looking for these calculators for the longest time!

First of all, congratulations on 2 things: serving your country and having the intelligence to think about your financial future. I wish I had the same financial mindset back in my army AD days. Being an enlisted, we don't get much. One thing a lot of young recruits neglect to sign up for is the GI Bill. They don't look at the positive side of this. I heard that for educational benefits, the government pays more than it used to in my days which was only 70%. I think the minimum contribution to Roth is $100/mo., I don't know if there's a minimum initial deposit. I don't know a whole lot about TSP. Overall saving money rather than wasting it on booze while off duty is much better.