redskins13

bump....after a long time away from these boards!! Want to hear more about "..through hoops"... in PA only BK13 will stop sheriff sale. cost $1000-2000 from any lawyer. Wait, i wanted info... I still live in the house Dear Ex-wife who is now DW again after 6 years and I are back together, with our daughter, in MY house bought on 80/20 from WF in 06/2006 at 8.75% and 12.875%, respectively, and ARMs.....I mean of course, I was a finance major, it all makes sense ;-) . Haven't made a payment in year or two since they wouldn't let me even when I was current. Have stalled foreclosure close to 3-4 years now originally w/ CH13 Bankruptcy then loan modification, then just time from general "jamming of system" (due to collapse of system) till I rec'd my new ACT 91 NOTICE of foreclosure year or so ago and was served by the sheriff and such, forestalled that, they actually withdrew their complaint (stopped foreclosure), and RE-FILED for foreclosure with a MUCH more "detailed" suit after I filed "answers" at last moment per Pro-bono atty's from the County I had assistance from (I wrote, they loved, I filed with prothonotary), WF came back with a 2" stack of not really any evidence, but reports and loan docs and print-outs (dot-matrix) nonetheless, as exhibits....and ultimately a "REQUEST FOR SUMMARY JUDGEMENT" Well, evidently I had 30 days to respond to this I found out later (I called my atty at Day +33 and there's only so much he can do for free, I mean sure I was re-establishing my family and we all have our junk in life to deal with that seemed to all be happening at once -roof leak came back with Sandy, my car got hit parked out front on a wide street, the tow truck that hauled it sat its haunches right on top of the 100 year old culvert that runs next to my house and under the road so that broke and now floods the basement, etc., etc. you've all heard it. You'da told me to shut up in 2006 too!!! I don't recognize too many of the names, but I haven't looked around yet that much. Hope you are all doing well. Did I even ask a question?

so you guys aren't using 3rd party websites like privacyguard or mycreditkeeper for daily pulls anymore but going direct through the CRAs websites? I didn't even know they offered daily pulls....is this something new within the last few months. Thanks, Greg

Terri, Congratulations! What site did you use for the b* ? Thanks, Greg

sorry for the multiple posts, my bad.

you need to read the newbies section about sending typed letters to the CRAs with a personal touch. Try "not mines" first I think. Can anyone second that motion? Thanks, Greg

you need to read the newbies section about sending typed letters to the CRAs with a personal touch. Try "not mines" first I think. Can anyone second that motion? Thanks, Greg

you need to read the newbies section about sending typed letters to the CRAs with a personal touch. Try "not mines" first I think. Can anyone second that motion? Thanks, Greg

what site are y'all using to do these every day pulls for b* ? Still using PG or MCK? I haven't been on here in a while but I need some b* love. Thanks, Greg

So i got a call from a local CA yesterday, they were looking to collect a debt. When I asked who the patient was, they said it was my wife. I said, "then you need to call her." they said, "we already did, she said that you can take care of it." I asked who's credit report it would go on, and they said mine. She was the patient, but the company PPO policy is under my name...is this true? Can she not pay any bills for her or my daughter going forward and have them all defer to me? I'm trying to buy a house right now and really can't have this happen. I'm having enough trouble saving for closing costs, etc....but this will just kill my credit. And I can't get her off of the insurance until the divorce is finalized. Am I screwed? Thanks, Greg

ESPECIALLY listen to what Pryan67 said....that is KEY!!! Greg

July 21, 2005 NEWPORT BEACH, CA — Portfolio 1, Inc. has launched its newest venture National Portfolio Exchange (NPEX.com). NPEX.com is quickly becoming one of the industry's leading resources for the purchase and liquidation of non-performing receivables. It's feature-rich community tool, the Portfolio Manager, offers a level of service and disclosure rarely seen in the industry. NPEX.com strives to provide a safe, secure environment for the exchange, sale and facilitation of distressed debt portfolios. The Portfolio Manager has been custom designed to give the buyer access to pages of real-time reports and statistics on listed portfolios and full use of the Message Center as a secure and private communication tool with the seller. Customers are encouraged to make informed buying decisions and provide, without registration required, a comprehensive Quick-Start Guide that will give even the least technical user the confidence and tools to use the system. In order to protect the integrity of the sale process, all users are required to register and submit to our due diligence process before accessing the Portfolio Manager services. National Portfolio Exchange helps increase companies bottom line by liquidating distressed debt portfolios with one of our 700 qualified buyers. With over $250 million in transactions since 2004, NPEX is a leader in the industry committed to ethical, excellent service. Owned by Portfolio 1, Inc. NPEX is operated out of its Newport Beach, CA offices.

keep on reading...

yeah, get a different CSR...sounds like this one had a chip on his/her shoulder....

this Hecker sounds about as sharp as a box of marbles...

what qualifies as A-1 credit? (in your book)