preciousone

Can you opt-out of LexisNexis report???

Has anyone heard of this program and is it safe or a scam? We need to lower our house payment but can't refinance due to very bad credit. Please help. Here is the progam I was looking up (SaveHomeProgram.com)

I received a summons in the mail today for two medical bills, one for $360 and $515. I'm getting sued by the clinic, but on my credit report it has alliance collection agency that owns the debt ever since 2010, so would'nt alliance collection agency be suing me instead of the clinic? What's the best way to resolve this, I have appear in court on May 17? Hope someone can help. Thanks

I was wondering what is a good company to go through for a loan modification? Our bank we go through has pretty much done everything they can. We make too high of a payment on our house and I got a pay deduction and only work 2 weeks out of the month. My husbands check pays the whole house loan payment and so then that means we try to live off of my paycheck and pay our other bills. We have tried to refinance but in that case it will higher our payment due to our credit being poor. Would we be able to qualify for a loan modification? I know there is alot of scams our there. How do you tell if it is a scam for a loan modification? We need help badly, we are behind on our house payment by a month now and if we can't get something we may lose the house. If anyone knows what could help, please let us know. Thanks

Thanks. Does anyone know of any programs out there for helping with being behind on taxes. The bank never said anything about a loan modification, doesn't that go by ur credit too??? Are there programs to help with morgates and ppl with bad credit?? Really need to help them get their payment down and taxes paid or something.

My friends fell behind on property taxes so when they go and file there taxes at the end of the year state and federal takes their whole tax return. They still owe but are catching up little by little. Now recently their bank has been threatening them that if they don't get their property taxes paid that they still owe yet they will lose their house in January of 2013. I was wondering if there is anyone out there that knows if the bank can actually do that? Is there anything they can do? Help please. Also they are really hurting on their loan payment but never late and they have bad credit but the bank said they can't refinance anymore due to their credit. They pay $1,400 a month already and really are hurting to pay the bills. Is there any programs I can tell them about for help paying with taxes or trying to refinance their house of maybe apply for fha loan or something. Please help, would appreciate it so I can help them, they are very stressed and don't want to lose their home but really want to lower their house payment.

Our Daughter is the one with the infant, she has WIC, Foodshare, Badgercare. We qualified for heating assistance and for electricity assistance, but they barely paid anything. Our Electric Company are just plain B****** and they will not do a payment plan after April 15 or so they say. I thought no matter what they are suppose to work with you or so they say on website? Ha I think they lie about that, everytime we ask to make a payment arrangement, but they want so much for a payment, don't they know how the economy is? Jeez, I would like to see them struggle for once. Now since we qualified for assistance, shoudn't they be able to work with us for payments on our bill?

I have applied for assistance for getting help withelectricity bill, I did receive a little to pay the bill, but seriously notenough and our bill is still high. We got a call on answering machine sayingpayment is due by april 2 or service will be disconnected april 3. Now is thereany other assistance we can go through to get help with our bill? I have a 7 weekold baby in the house, can they actually disconnect us? We have tried to make payment arrangementswith them, but it depends if we got the money or not, and the ppl that work there are so rude and snotty. My husband worksfulltime, but his checks go to the house payment and I work only 2 weeks out ofthe month and we are in such crisis with our bills and stuff already. Is thereany other ways to work it our or get assistance with our utility bill? I knowthere is no way we can come up with one lump sum by april 15 unless a miraclehappens.