mininova

They have had enough of AMEX I guess. http://www.cnbc.com/id/102413714

Sounds like an abbreviation for (prompt) are you sure thats a comapny name?

@matti I just didn't like the way he denied me, that's all.. I will try in 6 months for sure @hegemony Barclaycard Rewards MasterCard®

Applied yesterday online after i finished with penfed., got the approval for $2k. called and started bragging about other cards and limits. the rep asked a series of questions and then straight up denied me for any limit increase and said the discover card you have is pretty new and why do i need so much credit. i'll settle for 2k for now i guess thanks,

So I have a clean report with USAA 750 across. 3 month old disco for $7k, a citi AU for $8k and my beloved orchard for the last 5 years for $1500.no Derags. so I applied for PENFED platinum rewards and got auto approved online for $15000. later called and got denied for limited credit exposure. called them next day and threw a fit about recon and the rep said she spoke to the underwriter and i am tentatively approved for 16500 and she wants the last 2 pay stub. now, obviously, i said on the app that I made 5k/month... well, i sent in the paystubs of what i actually make and got the response otoday that i have been approved for 7k. its not that bad. i wasn't expecting the 16k anyways. so Pendfed recon works people. thanks,

So, I have been working on judgement and collections on my report for the past year and I would like to thank everyone on this board for guiding me.so far, I have been able to get everything out except one from Midland for $1500. I have been getting pre-approvals from Discover card in the mail for a while now. they also soft pull regularly. I got tempted last week and applied for the Discover More card and low and behold, I got the email in the morning that I have been approved for $7000. The funny part is that I just settled a default judgement with Discover 2 weeks ago with the help of Bluesmap. Also, my utilization is high on whatever credit I have available. My USAA shows a 725 score across.This is my highest limit so far. I started with $300 Capi and a $350. Thank you all for your awesome help on this board. Regards, -Z INQUIRIES:Company Information: PRM-DISCOVER FINANCIAL SERVICES Date of Inquiry: 03/15/12, 03/08/12, 03/01/12, 02/24/12, 02/17/12, 02/10/12, 02/03/12, 01/27/12, 01/20/12, 01/13/12, 01/09/12, 01/03/12, 12/16/11, 12/09/11, 12/02/11, 11/23/11, 11/18/11, 11/11/11, 11/04/11, 10/21/11, 10/14/11, 10/06/11, 09/30/11 Total Accounts: Open and Closed Accounts 11 Oldest Account Age: 12.5 Years Average Account Age: 7.9 Years My Credit Summary Experian® Real Estate/Other*: $0 Installment Debt: $0 Revolving Debt: $2,245 Credit Limit: $4,250 Credit Available: $2,005 Credit to Debt Ratio: 48% Total Debt: $2,245 Monthly Payment: $113 REVOLVING CREDIT TO DEBT RATIO Credit 48% ($2,005) Debt 52% ($2,245)

BUMP Can someone please share their experience on this. what kind of trouoble i am in? Thanks

I have been using stamps.com software. I put money in there wiht my credit card and print out labels for CMRR or as a matter of fact any type of mail. All i have to do is then give it to thre mailman and he brings me the receipt next day I have been using http://www.uscertifiedletters.com and they have been great. They are certified by the USPS to provide the service. They keep everything on file for 7 yrs in case ya need it. They are a great service and have a great tracking system. I do not recommend that you use their tri-fold 81/2x11 one page mailer. The letter is folds up and becomes the envelope and some companies will discard the letter as the envelope,. Spend a couple extra cents and send it as a 5x9 so that you get a real envelope.

I know its not ethically rite but I received a payment from my insurance company and never forwarded to the medical labs. Its almost 6k. I needed the money at that time. The account has been transferred to the collection agency but has not reached my credit report yet. Is there a way I can walk away from this? The claim is from 2009. Thanks,

admin please delete this thread

Yes, it turns into a tax warrant but when you pay it off, they just send you the acknowledgment. I just faxed them that acknolegement stating that it was their mistake but apparently it didnt work except that now the status is released tax lien. Thanks, I am not clear here. What did TU show for the lien when you first saw it? When did you fax them the PIF receipt? What was 2 months back? Doesn't NYS call them tax warrants??? Let us know the results as there are a few people around here who have these from NYS.

So, discover sued me for $5700. They have been garnishing my wages for 1 month now. I went to the court and filled an order to show cause pro se. Question is, Can this be used to be sent to the CRA to remove the judgement? and how do I word the letter? Thank you for the help in advance.

so I had a tax lien from NYS for $400 which was showing up on TU. I faxed them the receipt from nys that this has been paid. 2 months back, this lien was showing as "PAID TAX LIEN", today i pulled the report and it shows "cleared tax lien". Whats the difference between the 2 and will it ever go away? Thanks

Discover just sued me for $4700. they will definitely sue you for 8k. I am i NY and they are taking 10% of my Gross income. So as long as her income is only SS, she is good. but you definitely wanna settle this as this will be a bad dent in her credit profile. good luck thanks, Zak

Any luck with this?