socialbutterfly

Credit Application: Your Age? -37 Your Equifax Credit Score? - 560 Your Experian Credit Score? - 650 Your TransUnion Credit Score? - 615 How many years have you been on file with Equifax? - 15 How many years have you been on file with Experian? - 15 How many years have you been on file with TransUnion? - 15 YOUR PREVIOUS AUTOMOTIVE CREDIT HISTORY Do you have an open auto loan? - yes Will this open auto loan be a trade-in? - N/A How many late pays within the last 12 months on the currently open loan? - 0 How many late pays within the last 13-24 months on the currently open loan?- 0 Your current open auto loan is financed with?- cap 1, ameri credit, automotive credit Your current open auto loan payment is?- $463, $798, $451 Estimated amount you may be upside down in this vehicle?- Rate your payment history on this open auto loan from 1-10 (1=poor:10=Best)- N/A YOUR REVOLVING CREDIT HISTORY Total number of revolving account(s) you have? 5 Total percentage utilized overall? - under 50% How many of your revolving accounts are store cards? - How many of your revolving accounts are major credit cards? (i.e. Amex, MC, Visa) - 5 How many of your revolving accounts are known subprime credit cards (i.e. Aspire, 1st Premier) - 1 YOUR PERSONAL INFORMATION How long at your current residence? - 36 years Do you Rent or have a Mortgage, or Live w/Relative or Other? - own Your Monthly Rent or Mortgage payment? - $1227 How long have you held your current job? - 18 years Your total provable monthly gross income is? - $6,000 Your provable monthly gross income is provable via what method? (i.e. computerized paycheck stub, or tax return, or bank statements) - bank statements & pay stubs Is there additional monthly income? What amount monthly? - N/A Describe the source. - N/A Is the additional monthly income provable? - N/A Spousal income is not applicable. - N/A YOUR DOWNPAYMENT Please tell me your exact down payment in cash? (rebates and trade equity are not considered, please input a dollar value only.) n/a Does any credit repository contain any Public Record? - yes If yes, please very briefly describe. - chap 7 bk 9/2005 dis 8/2006 Does any credit repository contain any Collection Account(s)? no If yes, please very briefly describe. Please rate your overall creditworthiness on a scale of 1-10 (1=poor, 10= best) - 7 Please rate your Installment credit history on a scale of 1-10 (1=poor, 10=best) - 10 Please rate your Revolving credit history on a scale of 1-10 (1=poor, 10=best) - 10 New or Used vehicle you are considering: Please very briefly describe. refi cap 1 and americredit loans 2008 saab bal 17k and 2010 camero bal 33k

Dear socialbutterfly: Welcome to PSECU! In the next few days, we will mail you a detailed welcome packet that includes your account and information about the many ways PSECU can save you time and money. If you have any questions, please call 717.234.8484 in Harrisburg or 800.237.7328 nationwide. Our hours are 8 a.m. to 5 p.m., Monday through Friday. One of our representatives will be happy to assist you. Please provide this reference number (xxxxxxxx) when you call. Thanks for joining PSECU. We look forward to serving you. Sincerely, Im in too

I faxed over docs yesterday and was told to call back tomorrow afternoon to find out the status. Im hoping I can get the psl combo too fingers crossed. I have a ton of inq's so its a challenge. I also got the exp hard pull too

Congrats......wow overnighting it. I didn't know they could do that...... group hug

Thanks savetherobots im not going to fly too high Feel free to Hijack I don't mind at all.... I'll be watchin out for your surprise texasbbj

OK your right...1st i will have a venti toffe nut latte with dark cherry syrup 6 pumps each with whip and carmel drizzle on top and then I will walk out of starbucks turn right and walk next door to the liquor store and get my 5th of KETEL ONE

You are my hero. It was your post that I hijacked that made me pull the trigger RadioRob and you taught me about photobucket too YEP thats the one Triger716. I had to check my spelling

This time last year my scores were tanked and yes im sure we all have similar credit stories or know someone that has one that brought us to this great place Creditboards. I have had so many highs and lows trying to repair my credit and keep it clean. I still have a long ways to go. I learned its not just a process, but its a way of life. I appreciate all of you so much on here. Ive learned soooo much from you guys. Even advice that didn't apply to me was still good to know. I swear I feel like we're just 1 big happy family on here. I always say " you can't pick your family but you can pick your friends" and although I don't know anyone on here personally you all have affected me. At first, it was just wanting to learn about credit repair because Ive paid so much money out in scams and to people claiming they could fix my credit. I did all myself with you guys on here. I never in a million years would have thought my first unsecured approval outside of the $320.00 HSBC card I got in march would net this. My B-day is tuesday and I couldn't think of a better gift to have than this. ok, i know enough with the babbling right...... On to the good stuff........ I bring to you the new love of my life MISTER NFCU CASH REWARDS....... My first purchase will be a 5th of KETEL ONE Why am I crying..........after typing this

Foe, I broke down and called this morning. Im glad I did. They said my acct was created but for some reason my acct was showing in their system but not my account. He had to call the back ofc and it should be showing tomorrow. It's for real. Faints again.....I can't believe it

maybe it will show new cc acct tomorrow. I can still only see my approval under other services tab > check status pending loan application. I hope they are not playing with my emotions. I'm truly emotional today

congrats

Ok will do I'm going outside to play.

nope. I have them on stand by just in case. would I have still got that approval if they needed my check stubs? I wonder if im logging in checking my acct too much.