More ING News

[Quit Screwing Me]

Now up to 3%.

[cyana]

Good, I have ING accounts. Probably feeling some pressure to be more competitive with Emigrant.

[james]

3% and going up!

[SRT-4]

I just noticed that to. I'm guessing as well that they need to compete more with Emigrant, since they market on Yahoo.com and maybe some are jumping ship. Personally, I love ING since it's so easy to use. I just opened a 1 year CD yesterday, took 30 seconds.

[BrwnEyedGirl]

I just open a savings account and will be opening up a CD soon.

 

I do agree it is very easy. And I love the orange color. LOL

[Eyecannon]

nice!

[catatou]

Anybody still needs a referral? I still have like 23 of them email me first and last name to bayu.wiwik at gmail dot com if anybody's interested. I'm in front of my computer most of the time so expect reply within 15-20 minutes

 

Bayu

----

is that free desktop pc even real?

[stevenwe]

emigrant will be rasing the rates too ..... all the rates are going up

[mountaindarlin]

What is ING?

[stevenwe]

INGDIRECT.com

[54regcab]

ING is a great place to get a mortgage too.

[BrwnEyedGirl]

Was it hard to get a mortgage with them?

[starks928]

Capital One Savings are currently at 3.1%

[54regcab]

Was it hard to get a mortgage with them?

<{POST_SNAPBACK}>

 

For us it was really easy, they didn't ask for the endless documentation that normal mortage companies ask for. Filled out basic application online at that's about all the info they required. No tax returns, no bank statements, not even a paystub. They did require the closing statement from the title company but that was about it. Even the apprasial they ordered was a drive by.

The lack of lender "junk" fees was a big factor for us.

 

3 things will prevent most people from using ING:

1: 10% minimum down required.

2: Limited product selection, No fixed rates or IO, only ARM's.

3: I have heard good credit is required, they pulled mine and said I was good to go. My credit is probably somewhere in the high 700's (haven't checked it in a few years, but no baddies)

[breeze]

Was it hard to get a mortgage with them?

<{POST_SNAPBACK}>

 

For us it was really easy, they didn't ask for the endless documentation that normal mortage companies ask for. Filled out basic application online at that's about all the info they required. No tax returns, no bank statements, not even a paystub. They did require the closing statement from the title company but that was about it. Even the apprasial they ordered was a drive by.

The lack of lender "junk" fees was a big factor for us.

 

3 things will prevent most people from using ING:

1: 10% minimum down required.

2: Limited product selection, No fixed rates or IO, only ARM's.

3: I have heard good credit is required, they pulled mine and said I was good to go. My credit is probably somewhere in the high 700's (haven't checked it in a few years, but no baddies)

<{POST_SNAPBACK}>

 

Let me get this straight - ING gave you a mortgage with no documentation? Totally base on your statements and credit score? If this is the case, may I ask what rate they gave you - because that is stated income. stated assets loan, and I darn sure have the scores for it. I might try them out. Was this a refi or a purchase? Tell me more, please?