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chargeoff deleted


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5 replies to this topic

#1 gca

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Posted 05 August 2012 - 01:32 AM

I just got a 4 year old charge off deleted with a balance of $14,735. This will decrease my overall outstanding debt on my CR's.

How will this affect my score?

#2 iWhat

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Posted 05 August 2012 - 05:50 AM

Might add a few points or not.

#3 UNI4790

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Posted 05 August 2012 - 09:27 AM

More importantly, what method did you use to have it deleted?

#4 gca

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Posted 05 August 2012 - 09:40 AM

It's a line of credit I had with Beneficial HFC. I did an online dispute indicating the balance was wrong and to check the terms of the account.

EQ deleted it after an investigation and I noticed it was gone from EX too. I just disputed it with TU last night and i am hoping I get the same results.

#5 UNI4790

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Posted 05 August 2012 - 09:46 AM

Mine is with the same OC and was 6 years ago, so I disputed as not mine/ obsolete. Hoping get the same results!

#6 gca

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Posted 05 August 2012 - 09:49 AM

Good luck !! I hope you have the same results.




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