Your Age? 28
Your Equifax Credit Score? 651
Your Experian Credit Score? 640
Your TransUnion Credit Score? 645
How many years have you been on file with Equifax? 10+
How many years have you been on file with Experian? 10+
How many years have you been on file with TransUnion? 10+
YOUR PREVIOUS AUTOMOTIVE CREDIT HISTORY
Do you have an open auto loan? No
Will this open auto loan be a trade-in? N/A
How many late pays within the last 12 months on the currently open loan? N/A
How many late pays within the last 13-24 months on the currently open loan? N/A
Your current open auto loan is financed with? N/A
Your current open auto loan payment is? N/A
Estimated amount you may be upside down in this vehicle? N/A
Rate your payment history on this open auto loan from 1-10 (1=poor:10=Best) N/A
YOUR REVOLVING CREDIT HISTORY
Total number of revolving account(s) you have? 8
Total percentage utilized overall? 40%
How many of your revolving accounts are store cards? 3
How many of your revolving accounts are major credit cards? (i.e. Amex, MC, Visa) 4
How many of your revolving accounts are known subprime credit cards (i.e. Aspire, 1st Premier) 1
YOUR PERSONAL INFORMATION
How long at your current residence? 1 year
Do you Rent or have a Mortgage, or Live w/Relative or Other? Live w/ relative, actually traveling for work 95% of the year
Your Monthly Rent or Mortgage payment? $0
How long have you held your current job? 8 months
Your total provable monthly gross income is? $5000+
Your provable monthly gross income is provable via what method? (i.e. computerized paycheck stub, or tax return) Computerized check stub, self employed, tax returns only reflect 3 months of work on this job last year.
Is there additional monthly income? What amount monthly? No
Describe the source. N/A
Is the additional monthly income provable? N/A
Spousal income is not applicable.
YOUR DOWNPAYMENT
Please tell me your exact down payment in cash? (rebates and trade equity are not considered, please input a dollar value only.) $3000
Does any credit repository contain any Public Record? Yes
If yes, please very briefly describe.
Yes, BK discharged 2/2009, did not reaffirm vehicle.
Does any credit repository contain any Collection Account(s)? Yes
If yes, please very briefly describe.
Balance $0 included in BK
Please rate your overall creditworthiness on a scale of 1-10 (1=poor, 10= best) Post BK: 9
Please rate your Installment credit history on a scale of 1-10 (1=poor, 10=best) Post BK: 9
Please rate your Revolving credit history on a scale of 1-10 (1=poor, 10=best) Post BK: 10
New or Used vehicle you are considering: Please very briefly describe.
2012 Chevy Cruze ~ $24000
Edited by omitraffic, 21 May 2012 - 07:54 PM.
