Appv for Marv

[smokeeaterbrian]

Your Age?24

 

Your Equifax Credit Score? 640 FAKO

Your Experian Credit Score?

Your TransUnion Credit Score?643 FAKO

 

How many years have you been on file with Equifax?6

How many years have you been on file with Experian?6

How many years have you been on file with TransUnion?6

 

YOUR PREVIOUS AUTOMOTIVE CREDIT HISTORY

 

Do you have an open auto loan?yes

Will this open auto loan be a trade-in?yes

How many late pays within the last 12 months on the currently open loan?0

How many late pays within the last 13-24 months on the currently open loan?0

Your current open auto loan is financed with?Nevada Federal Credit Union

Your current open auto loan payment is?423

Estimated amount you may be upside down in this vehicle?4k

Rate your payment history on this open auto loan from 1-10 (1=poor:10=Best)10

 

 

YOUR REVOLVING CREDIT HISTORY

 

Total number of revolving account(s) you have?3

Total percentage utilized overall?30

How many of your revolving accounts are store cards?1

How many of your revolving accounts are major credit cards? (i.e. Amex, MC, Visa)

How many of your revolving accounts are known subprime credit cards (i.e. Aspire, 1st Premier)2

 

YOUR PERSONAL INFORMATION

 

How long at your current residence?1 year

Do you Rent or have a Mortgage, or Live w/Relative or Other? rent

Your Monthly Rent or Mortgage payment?400

How long have you held your current job?6 years

Your total provable monthly gross income is?5000

Your provable monthly gross income is provable via what method? (i.e. computerized paycheck stub, or tax return, or bank statements) computerized pay stub

Is there additional monthly income? What amount monthly?128

Describe the source. VA disability

Is the additional monthly income provable?yes

Spousal income is not applicable.

 

YOUR DOWNPAYMENT

Please tell me your exact down payment in cash? (rebates and trade equity are not considered, please input a dollar value only.) 1000

Does any credit repository contain any Public Record?0

If yes, please very briefly describe.

 

Does any credit repository contain any Collection Account(s)?

If yes, please very briefly describe .0

 

Please rate your overall creditworthiness on a scale of 1-10 (1=poor, 10= best)6

Please rate your Installment credit history on a scale of 1-10 (1=poor, 10=best10

Please rate your Revolving credit history on a scale of 1-10 (1=poor, 10=best)5

 

New or Used vehicle you are considering: Please very briefly described

2008 Dodge Caliber SRT4 , 18k

[MarvBear]

Your Experian Credit Score?

 

incomplete app

[smokeeaterbrian]

Sorry about that Marv,

 

 

Your Age?24

 

Your Equifax Credit Score? 640 FAKO

Your Experian Credit Score? 641

Your TransUnion Credit Score?643 FAKO

 

How many years have you been on file with Equifax? 6

How many years have you been on file with Experian?6

How many years have you been on file with TransUnion?6

 

YOUR PREVIOUS AUTOMOTIVE CREDIT HISTORY

 

Do you have an open auto loan?yes

Will this open auto loan be a trade-in?yes

How many late pays within the last 12 months on the currently open loan? 0

How many late pays within the last 13-24 months on the currently open loan? 0

Your current open auto loan is financed with? Nevada Federal Credit Union

Your current open auto loan payment is? 423

Estimated amount you may be upside down in this vehicle?4k

Rate your payment history on this open auto loan from 1-10 (1=poor:10=Best)10

 

 

YOUR REVOLVING CREDIT HISTORY

 

Total number of revolving account(s) you have? 3

Total percentage utilized overall? 30

How many of your revolving accounts are store cards?1

How many of your revolving accounts are major credit cards? (i.e. Amex, MC, Visa) 0

How many of your revolving accounts are known subprime credit cards (i.e. Aspire, 1st Premier)2

 

YOUR PERSONAL INFORMATION

 

How long at your current residence? 1 year

Do you Rent or have a Mortgage, or Live w/Relative or Other? rent

Your Monthly Rent or Mortgage payment? 400

How long have you held your current job? 6 years

Your total provable monthly gross income is? 5000

Your provable monthly gross income is provable via what method? (i.e. computerized paycheck stub, or tax return, or bank statements) computerized pay stub

Is there additional monthly income? What amount monthly?128

Describe the source. VA disability

Is the additional monthly income provable?yes

Spousal income is not applicable.

 

YOUR DOWNPAYMENT

Please tell me your exact down payment in cash? (rebates and trade equity are not considered, please input a dollar value only.) 1000

Does any credit repository contain any Public Record?no

If yes, please very briefly describe.

 

Does any credit repository contain any Collection Account(s)? no

If yes, please very briefly describe

 

Please rate your overall creditworthiness on a scale of 1-10 (1=poor, 10= best)6

Please rate your Installment credit history on a scale of 1-10 (1=poor, 10=best10

Please rate your Revolving credit history on a scale of 1-10 (1=poor, 10=best)5

 

New or Used vehicle you are considering: Please very briefly described

2008 Dodge Caliber SRT4 , 18k

[smokeeaterbrian]

oh sorry just saw that experian comment, sorry 641 experian fako

[MarvBear]

4k

 

 

how are you going to handle the upside down position. I believe you will find after some research that you may have difficulty with the LTV.