Another strange TL on my D&B report

[greywolf]

Last week it was my mysterious 'investment advice' trade line that baffled me, this week I see another unknown TL:

 

3 Mortgage banker 1 500 500 100 - - - -

 

I am positive I did not make contact with any company that offers anything remotely close to a motgage broker in the last year. I also have a third peculiar trade line:

 

11 OTHER INDUSTRIES 1 0 0 - - - - -

 

I don't know what they are, but as long as they continue to report positively, I am happy. My D&B report is now up to 16 TLs, if I could get a decent high TL I would be ecstatic.

[BRBiz]

Last week it was my mysterious 'investment advice' trade line that baffled me, this week I see another unknown TL:

 

3 Mortgage banker 1 500 500 100 - - - -

 

I am positive I did not make contact with any company that offers anything remotely close to a motgage broker in the last year. I also have a third peculiar trade line:

 

11 OTHER INDUSTRIES 1 0 0 - - - - -

 

I don't know what they are, but as long as they continue to report positively, I am happy. My D&B report is now up to 16 TLs, if I could get a decent high TL I would be ecstatic.

I'm pretty sure morgtage banker is Key bank

[greywolf]

If it is indeed Key Bank, they have my balance WAY off. I have a $4k balance on my card at 0% APR for 6 months, and the $4k sitting is in my savings account collecting 5% interest

[BRBiz]

If it is indeed Key Bank, they have my balance WAY off. I have a $4k balance on my card at 0% APR for 6 months, and the $4k sitting is in my savings account collecting 5% interest

 

I remember some else saying that is what Key reports under,maybe the first months statement amount? What bank givesyou the 5% interest ?

[greywolf]

Local CU, on active checking accounts. You have to use your debit card 12 times a month, and you get 5.25% interest on up to $50k. DW has an account, and I have an account, so I use the debit cards to make a bunch of purchases at the self check out lane in the grocery store. It is a small hassle to make $5k at the end of the year

[B_o_s6]

I posted this about key http://creditboards.com/forums/index.php?s...p;#entry4011487 im still not sure if its key for sure but I can say its either key,sears or bestbuy and if it is key my high balance is way off also,showing $250 should be $2700.

[greywolf]

I am going to contact D&B, and find out who is reporting once and for all. I wish you could get a FULL D&B report, not a puzzle that looks like a Russia phone book... Maybe they could have a form to request a complete hard copy, for the business's owner to request, mailed only to the business address?

 

I will update once/if I am permitted to view my credit references

[B_o_s6]

I am going to contact D&B, and find out who is reporting once and for all. I wish you could get a FULL D&B report, not a puzzle that looks like a Russia phone book... Maybe they could have a form to request a complete hard copy, for the business's owner to request, mailed only to the business address?

 

I will update once/if I am permitted to view my credit references

 

Hey grey what is key reporting as on Experian & Equifax and is it reporting the correct balance if so?

[satbmt]

I hope you have better luch than me, dnb won't tell me who the creditors are. I can only figure what accounts they are based on my cl's and activity

[clintbeastwood]

so ....question......

 

 

What happens when you want to dispute something??? Do you just throw a dart and say "hey, i'm 30 days past due on misc shipping supply, I'll just call best buy because the dart told me to"??

[greywolf]

I can't tell if Key is report on my EX, and I haven't received my EQ report yet. If they are reporting, they are not reporting the correct amount.

[clintbeastwood]

I can't tell if Key is report on my EX, and I haven't received my EQ report yet. If they are reporting, they are not reporting the correct amount.

 

 

what happened when you called D&B? Also how would you dispute a TL if you can't tell who it is?

 

If indeed Key was reporting the wrong amount, it wouldnt be surprising, there automated system can't even tell you the correct amount of your balance and available credit...

[greywolf]

D&B told me that I had to dispute something on my file before they would release the names of reporting vendors. I don't know if I just got a bad rep, or if that is the real policy. I don't have anything negative on my report, and I am sure as hell not going to dispute something positive

[satbmt]

so ....question......

 

 

What happens when you want to dispute something??? Do you just throw a dart and say "hey, i'm 30 days past due on misc shipping supply, I'll just call best buy because the dart told me to"??

 

 

 

Thats about what I got out of dnb last year. They showed a late payment but would not tell me who the creditor was. 100% I was never late with anyone, they put in a dispute and the results came back verified....still would not tell me who the creditor was.....

 

A year later there is no evidence I was ever late(as per dnb) and still don't know who claimed I paid late or how dnb verified the info. At least it's off my report now.