No idea what I should do.

[Vicarious]

Hey there. Been lurking for a very long time here and there and made an account a while back and now that I have settled into my new job and have a good time on my hands to get things started, I would like to ask something of you all.

 

I recently opened an account with Wells Fargo and they sent me my credit scores in a very large book with all the numbers and everything. So all in all, I am about $8,000 in debt to all sorts of creditors and collections. Most of them were from when I was younger and they are just getting in the way. I know this might need to be posted somewhere else or I might be making a boo boo, but I have read everything I can.

 

I am just lost in this seemingly endless battle. Any kind of help would be appreciated.

 

Basically:

 

I need help resolving my bad credit: 509-514 between all 3 of the Bureaus.

I have several accounts still opened and want money.

I have no idea where to begin. (even after reading all the stickies.)

I have read most of the laws and still am lost.

 

I am 23 years old and finally in a very good spot to do what I can. I work in Information Systems at Community Health Systems and almost done with school. Sorry if I am making a mistake by putting this here. Thank you all for your help in advance.

 

Thanks again,

 

 

Brandon

[radi8]

Moving to credit forum

[Vicarious]

Moving to credit forum

 

Thanks Radi. Sorry about the mix up.

[more credit less cash]

Hey there. Been lurking for a very long time here and there and made an account a while back and now that I have settled into my new job and have a good time on my hands to get things started, I would like to ask something of you all.

 

I recently opened an account with Wells Fargo and they sent me my credit scores in a very large book with all the numbers and everything. So all in all, I am about $8,000 in debt to all sorts of creditors and collections. Most of them were from when I was younger and they are just getting in the way. I know this might need to be posted somewhere else or I might be making a boo boo, but I have read everything I can.

 

I am just lost in this seemingly endless battle. Any kind of help would be appreciated.

 

Basically:

 

I need help resolving my bad credit: 509-514 between all 3 of the Bureaus.

I have several accounts still opened and want money.

I have no idea where to begin. (even after reading all the stickies.)

I have read most of the laws and still am lost.

 

I am 23 years old and finally in a very good spot to do what I can. I work in Information Systems at Community Health Systems and almost done with school. Sorry if I am making a mistake by putting this here. Thank you all for your help in advance.

 

Thanks again,

 

 

Brandon

 

Go read nevbies section.

[nicole379]

I recommend you read psychdoc's seminars and then triage and go from there.