more credit less cash

Wayyyy cool!! CB dictators. I knew it! Only dictators know how potent potatos can be!

Come on Bob! You want need the latest and greatest Quicken!

not talking about AAOA or age of each individual account

So....... is Quicken 2015 out yet?

so many master threads! you are missing a variable.. closed acounts. Most people think closing/closed good tradelines hurt them, but they actually help.

Too late! It's been awhile...

Just something to think about: My employer and our partners laid off hundreds, if not thousands of people over the past few years. I bet many of them are still out of jobs and unable to pay bills. One less employer/bank = less jobs + people can't pay + CAs will thrive/harrass more people + other bank(s) becomes even bigger Maybe CB and other credit-related forums will gain more members... is that a good thing or a bad thing? You decide.

You should also think about consumers, businesses and their loans. If BofA goes down, there's a very good chance that consumers and business owners could go down with it. I don't think BOA will go down, but the question would be who would be able to take them over due to banking regulations. None of the bigger banks can touch BOA's assets since no single bank can have more than 10% of the nation's assets under current regs. Subprimes will buy loans. Like CAs buy bad debts.

You should also think about consumers, businesses and their loans. If BofA goes down, there's a very good chance that consumers and business owners could go down with it.

This is what happens when you ask for CLIs, new apps and 50%+ util on some cards.

Not quite sure how that's related but thank you for your response. just that folks have discussed getting it in the past. if I didn't loath JPC I'd go for it. What did they do? You know what they say, forgive and forget! I just prefer to not have my savings or investments with it. I do have a couple chase credit cards, but I have to cover my nose when I use them. Chances are you have investments with Chase with/without your knowledge. They provide "services" to many small banks and CUs.

It's old news and no longer a "secret." Just about everyone in the corporate world should already know by now. My current and past employers don't hire anyone with questionable credit/background information. Applicants go through pre-employment check.

Trust me. it's there... it's just very hard to see the fine prints since the picture hosting site shrunk the scanned image.