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Telecheck

EricJ73

By EricJ73
in Chexsystems Help

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The last post in this topic was posted 6156 days ago. 

 

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EricJ73

EricJ73

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I just went to a credit union to open a checking account, and was told that they could not open one. I defaulted on a loan 7 years ago, and this is reported on telecheck. Is there a time limit for how long this can stay on record? The loan I defaulted on is dropping off of my credit report in August, but the telecheck said that it was reported to the in November of 2004. Does this mean I have to wait until then before I can try to have it removed, or should it drop off at the same time it comes off my credit report?

 

If I have to wait, is there a list of banks or c.u's that do not use telecheck?


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