Welcome Guest ( Log In | Register )

Important Announcement:
  • Creditboards is now accepting applications for our moderating team.
  • Our Military Forum is open for our members of the military and their unique challenges.
  • Thinking about Credit Counseling/Debt Management Plan? Check out our new forum.
  • If you're getting an Authentication mismatch error: Clear your cache. Log out of CB. Delete your cookie. Close your browser. Open your browser and log back in.
  • AOL users: In order to post you will need to use Internet Explorer 6.0 (or higher) or Firefox 2.0 (or higher). You cannot utilize all features of this board using the AOL browser.
 
 Reply to this topicStart new topic
> Help ... Please, Chex System denial
leila13
post Jun 29 2009, 08:52 AM
Post #1


Group: Members
Posts: 167
Joined: 6-May 08
Member No.: 74,552
I was being added as an authorized signer for a non-profit account and was denied. They said I was reported on Chex System for an account from 2007 for $22.54.

I honestly don't know anything about this but I don't want to waste time disputing anything and want to limit the embarassment of anyone at the charity hearing about this.

I am willing to pay the $22.54 - how do I go about doing this and how quickly would it come off of chexsystem?


IPB

Joined CB 7/2008.... Goal 1 - FICO> 600
 
    +  Quote Post  Go to the top of the page
Googie
post Jun 29 2009, 08:52 AM
Post #
The MoneyMaker

Group: Accounting
Posts: One in Every Topic
Joined: 1-February 03
From: Mountain Home, CA Member No.: 1


 
      Quote Post  Go to the top of the page
leila13
post Jun 29 2009, 10:31 AM
Post #2


Group: Members
Posts: 167
Joined: 6-May 08
Member No.: 74,552
Too late to keep this to myself.... they just called another member and told her they were unable to add me to the account.

I am so embarassed and I don't even know what is on this report.


IPB

Joined CB 7/2008.... Goal 1 - FICO> 600
 
    +  Quote Post  Go to the top of the page
jennordhavn
post Jul 1 2009, 06:52 PM
Post #3


Group: Members
Posts: 68
Joined: 14-November 07
From: Bay Area, CA
Member No.: 62,316
Once you are in ChexSystems, it will stay there for five years regardless of whether it's paid or not. You should order your ChexSystem report (they have a website with a phone number you can call to order the report) to see what is on there. You can dispute items just like a regular credit report.


IPB

FICO Scores:
11/07: TU 531 -- EQ 457 -- EX 464
09/09: TU 590 -- EQ 610 -- EX ??

BK 7 discharged 3/09
June 09: Credit One $200, Kay $2000, Jared $2000
Sept 09: Cap 1 $500, Orchard $300
 
    +  Quote Post  Go to the top of the page
mca
post Jul 2 2009, 12:57 AM
Post #4
Lead - Chexsystems Help Forum

Group: Members
Posts: 866
Joined: 9-May 03
Member No.: 775
DO NOT pay it. paying it will not remove you and will cause you to remain on chexsystems for 5 years from the date it was paid. You first need to know what this is by getting a free cpopy of your report at www.chexhelp.com

by the way.. what bank denied you an account for 22.00??? UNREALLLLLLLLLLLLLLLLL



IPB

MCA


Visit My Website for CHEXSYSTEMS Help!!
 
    +  Quote Post  Go to the top of the page
1 User(s) are reading this topic (1 Guests and 0 Anonymous Users)
0 Members:
 

Reply to this topicStart new topic

 

Powered By IP.Board © 2009  IPS, Inc.
Skin by: Dragonfly © all rights reserved.
© Copyright 2003 - 2008 Creditboards.com. All rights reserved. No portion of this site may be reproduced without explicit permission from the owners. The content of creditboards.com is subject solely to the personal whim of its admins. We reserve the right, at our sole discretion, to remove any and all posts or comments, at any time, for any reason which takes our entirely capricious fancy, or for no particular reason whatsoever, without restriction. Comments or questions regarding the site may be addressed to admin@creditboards.com.
Lo-Fi Version Time is now: 21st November 2009 - 10:21 AM