deed in lieu of a year ago - bill yesterday

[bretherite]

Not sure where this should go. Feel free to move it.

 

in august 2008 we completed a deed in lieu of with the VA's help on our house in Kansas. Yesterday I got a bill in the mail from GMAC for 30,000!!!! I called GMAC and they said that the VA retracted our Deed in Lieu of. and so they were coming after us. I called the VA this AM and talked to them and they said no such letter went out. They show that the DIL was done in August 2008 and it was a settled matter. They called GMAC and found out that GMAC never conveyed the property over to VA. VA says it is not our problem - at least they don't think so. They are getting back to me the beginning of the week but they show the DIL was completed.

 

I pulled our credit report and it shows on TU and EQ the accounts are open and that we are 15000 in arrears. I disputed these accounts several months ago when I found they were open and they were verified. I didn't do anything at the time because of some medical reasons and I didn't have the energy.

 

We are in the process of filing BK. But I don't feel this should be a part of the BK because it was already handled a year ago.

 

Do we have any legal recourse against GMAC. I would love to stick it to them for some other reasons.

[radi8]

The only advice I have is to include them in your BK, even if the matter was previously dealt with. There is no downside to doing so, and it may prevent a huge mess later on.