Welcome Guest ( Log In | Register )

Important Announcement:
  • Creditboards is now accepting applications for our moderating team.
  • Our Military Forum is open for our members of the military and their unique challenges.
  • Thinking about Credit Counseling/Debt Management Plan? Check out our new forum.
  • If you're getting an Authentication mismatch error: Clear your cache. Log out of CB. Delete your cookie. Close your browser. Open your browser and log back in.
  • AOL users: In order to post you will need to use Internet Explorer 6.0 (or higher) or Firefox 2.0 (or higher). You cannot utilize all features of this board using the AOL browser.
 
 Reply to this topicStart new topic
> How good is Chexsystems at removing things after 5 years?
ether93
post May 3 2009, 02:08 PM
Post #1


Group: Members
Posts: 17
Joined: 25-July 05
Member No.: 20,111
I used to have an account at Bank of America and it was closed by them because the account became overdrawn. So this account is on my CS report. On the report is says the account was closed for "Non-sufficient funds activity" and "Account abuse". I don't really understand what they mean by the abuse thing, but it any case here's my question.

CS says that they delete things after five years, and it will be five years at the end of June. I'd like to open an account at a credit union where I live but i know that they check CS.

So will they really delete it after 5 years or will I have to get on their case and make them do it?
 
    +  Quote Post  Go to the top of the page
Googie
post May 3 2009, 02:08 PM
Post #
The MoneyMaker

Group: Accounting
Posts: One in Every Topic
Joined: 1-February 03
From: Mountain Home, CA Member No.: 1


 
      Quote Post  Go to the top of the page
mca
post May 3 2009, 10:46 PM
Post #2
Lead - Chexsystems Help Forum

Group: Members
Posts: 866
Joined: 9-May 03
Member No.: 775
Many times they do not remove it as they should at the 5 year date, If you send them a letter requesting removal since it has been 5 years, they will remove you


IPB

MCA


Visit My Website for CHEXSYSTEMS Help!!
 
    +  Quote Post  Go to the top of the page
1 User(s) are reading this topic (1 Guests and 0 Anonymous Users)
0 Members:
 

Reply to this topicStart new topic

 

Powered By IP.Board © 2009  IPS, Inc.
Skin by: Dragonfly © all rights reserved.
© Copyright 2003 - 2008 Creditboards.com. All rights reserved. No portion of this site may be reproduced without explicit permission from the owners. The content of creditboards.com is subject solely to the personal whim of its admins. We reserve the right, at our sole discretion, to remove any and all posts or comments, at any time, for any reason which takes our entirely capricious fancy, or for no particular reason whatsoever, without restriction. Comments or questions regarding the site may be addressed to admin@creditboards.com.
Lo-Fi Version Time is now: 21st November 2009 - 03:50 AM