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> Got my Chex items deleted due to BK
jennordhavn
post Apr 8 2009, 02:05 PM
Post #1


Group: Members
Posts: 68
Joined: 14-November 07
From: Bay Area, CA
Member No.: 62,316



I mailed a dispute form and BK documentation on 3/24/09 and received a letter from Chex dated 4/2/09. It says:

"Dear ________

We are in receipt of your recent correspondence, which included a copy of a document indicating that bankruptcy has been filed which affects the following information.

[Lists 4 items (2 were duplicate entries), only 3 of which I disputed because one was sent after the date of my earlier Chex report so I didn't know it was on there, but it was also included in my BK]

Please be advised that based on the bankruptcy filing, the information above has been removed from your consumer file at ChexSystems."

WOO HOO. They didn't send a new report though, which I would like to see with my own two eyes........lol. I can't believe they even removed the fourth item that I didn't even dispute. They must have just looked at the date the bank reported it, which was a month after I filed. But I didn't even send them the page of the petition showing this item.


IPB

FICO Scores:
11/07: TU 531 -- EQ 457 -- EX 464
09/09: TU 590 -- EQ 610 -- EX ??

BK 7 discharged 3/09
June 09: Credit One $200, Kay $2000, Jared $2000
Sept 09: Cap 1 $500, Orchard $300
 
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Googie
post Apr 8 2009, 02:05 PM
Post #
The MoneyMaker

Group: Accounting
Posts: One in Every Topic
Joined: 1-February 03
From: Mountain Home, CA Member No.: 1





 
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mca
post Apr 9 2009, 04:45 PM
Post #2
Lead - Chexsystems Help Forum

Group: Members
Posts: 866
Joined: 9-May 03
Member No.: 775



Fantastic NEWS !!!!!!!!!!!!!!!!! CONGRATS yahoo.gif yahoo.gif


IPB

 
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higher180
post Jul 31 2009, 11:57 AM
Post #3


Group: Members
Posts: 499
Joined: 8-May 09
From: Buckeye Country
Member No.: 94,336



Congratulations! I hope I am successful too when i get discharged


IPB

FICO (Not pulling until new year!)
EX - ??? (VANTAGE) EQ - ??? TU - ???
----
Tradelines
None yet still in BK13 :(
 
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Lo-Fi Version Time is now: 21st November 2009 - 02:27 PM