Credit Application

[Venusfan]

Credit Application:

 

Your Age 31

 

Your Equifax Credit Score? 743

Your Experian Credit Score? 741

Your TransUnion Credit Score? 662

 

How many years have you been on file with Equifax? 12

How many years have you been on file with Experian? 12

How many years have you been on file with TransUnion? 12

 

YOUR PREVIOUS AUTOMOTIVE CREDIT HISTORY

 

Do you have an open auto loan? No

Will this open auto loan be a trade-in? No keeping old betsy

How many late pays within the last 12 months on the currently open loan? none

How many late pays within the last 13-24 months on the currently open loan? none

Your current open auto loan is financed with? none

Your current open auto loan payment is? none

Estimated amount you may be upside down in this vehicle? none

Rate your payment history on this open auto loan from 1-10 (1=poor:10=Best) none

 

 

YOUR REVOLVING CREDIT HISTORY

 

Total number of revolving account(s) you have? 12 most are socked drawed away

Total percentage utilized overall? 4%

How many of your revolving accounts are store cards? 3

How many of your revolving accounts are major credit cards? (i.e. Amex, MC, Visa) 9

How many of your revolving accounts are known subprime credit cards (i.e. Aspire, 1st Premier) 0

 

YOUR PERSONAL INFORMATION

 

How long at your current residence? 5

Do you Rent or have a Mortgage, or Live w/Relative or Other? Rent

Your Monthly Rent or Mortgage payment? $400

How long have you held your current job? 1yr

Your total provable monthly gross income is? $3250

Your provable monthly gross income is provable via what method? (i.e. computerized paycheck stub, or tax return, or bank statements) paycheck

Is there additional monthly income? What amount monthly? 0

Describe the source. 0

Is the additional monthly income provable? 0

Spousal income is not applicable.

 

YOUR DOWNPAYMENT

Please tell me your exact down payment in cash? (rebates and trade equity are not considered, please input a dollar value only.) $1000 the most

Does any credit repository contain any Public Record? no

If yes, please very briefly describe.

 

Does any credit repository contain any Collection Account(s) no 2 absolete chargeoff from 6yrs cra refuse to delete, 2 ex, 1 tu

If yes, please very briefly describe.

 

Please rate your overall creditworthiness on a scale of 1-10 (1=poor, 10= best) 9

Please rate your Installment credit history on a scale of 1-10 (1=poor, 10=best) 10

Please rate your Revolving credit history on a scale of 1-10 (1=poor, 10=best) 9

 

Honestly holding hope for a 2010 taurus or a toyota venza but worrying about the prices

 

btw, I've frozen my EX and TU reports, will for no reason melt TU but EX I can do. I'm in NY if that makes any difference

Edited March 4, 2009 by Venusfan

[MarvBear]

I would request any frozen file be thawed. Otherwise no go.