no brainer USAGE question. sorry.

[bboy777]

ok. please forgive me for asking this no brainer question.

 

once i've amassed all these biz credit, i have to use them at least once or so in order for them to report, right?

 

otherwise, no usage/zero balance = no reporting

 

yes?

 

.... or do biz creditors report to D&B even if there's no usage.

 

thots?

[BizCredit]

depends who.

 

but for CLI, for example, you would need six months of payments..... (as opposed to having the card for six months and not using it)

[bboy777]

bumpity bump

 

any other input???

[Happy]

ok. please forgive me for asking this no brainer question.

 

once i've amassed all these biz credit, i have to use them at least once or so in order for them to report, right?

 

otherwise, no usage/zero balance = no reporting

 

yes?

 

.... or do biz creditors report to D&B even if there's no usage.

 

thots?

 

My thought is that they only report when you use it. It's very different than personal credit. I personally would only leave a balance on one thing a LOC. Biz, is right you have to use it to get CLs. I think that it's all about usage. You can't build positive history without usage.