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> Denied Loan for Past NSF issues
ysiadblu1
post Jan 20 2009, 10:37 PM
Post #1


Group: Newbies
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Joined: 14-June 08
Member No.: 76,982
Was blindsided today at the mortgage place cause my husbands credit report is showing 12 NSF entries, totaling $944 all from 2002-03 and we were denied a mortgage. There was no reporting agency except for one on all of the entries. I'm not sure if it is in Chex, I ordered that report, but I have no idea where to start to fix this. He thinks he knows what bank he had at the time, so should I start there, or wait to get the report?
 
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Googie
post Jan 20 2009, 10:37 PM
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The MoneyMaker

Group: Accounting
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From: Mountain Home, CA Member No.: 1


 
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mca
post Jan 21 2009, 12:14 PM
Post #2
Lead - Chexsystems Help Forum

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Posts: 866
Joined: 9-May 03
Member No.: 775
More and more banks are reporting this to the CRAs and not just chexsystems. You have a right to see a copy of the credit report since you were denied. Anything on chexsystems will be removed after 5 years and if it is not, then just request that they remove it. As far as the CRAs, they can report for up to 7 years.


IPB

MCA


Visit My Website for CHEXSYSTEMS Help!!
 
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