New App for MarvBear

[shelby2007]

Your Age? 46

 

Your Equifax Credit Score? 577

Your Experian Credit Score? 479

Your TransUnion Credit Score? 539

 

How many years have you been on file with Equifax? 27

How many years have you been on file with Experian?27

How many years have you been on file with TransUnion?27

 

YOUR PREVIOUS AUTOMOTIVE CREDIT HISTORY

 

Do you have an open auto loan? NO

Will this open auto loan be a trade-in? NO

How many late pays within the last 12 months on the currently open loan? zero, closed 10/08

How many late pays within the last 13-24 months on the currently open loan?zero

Your current open auto loan is financed with? was Mission Federal CU

Your current open auto loan payment is? $597

Estimated amount you may be upside down in this vehicle? returned in BK 10/08, zero

Rate your payment history on this open auto loan from 1-10 (1=poor:10=Best)10

 

 

YOUR REVOLVING CREDIT HISTORY

 

Total number of revolving account(s) you have?3

Total percentage utilized overall?35%

How many of your revolving accounts are store cards?1

How many of your revolving accounts are major credit cards? (i.e. Amex, MC, Visa)2

How many of your revolving accounts are known subprime credit cards (i.e. Aspire, 1st Premier)1 orchard

 

YOUR PERSONAL INFORMATION

 

How long at your current residence?3 years

Do you Rent or have a Mortgage, or Live w/Relative or Other?rent

Your Monthly Rent or Mortgage payment?$2500

How long have you held your current job?12 years

Your total provable monthly gross income is?2007=10,416 2008=14,507

Your provable monthly gross income is provable via what method? (i.e. computerized paycheck stub, or tax return, or bank statements)taxes and bank statments

Is there additional monthly income? 0 What amount monthly?0

Describe the source.

Is the additional monthly income provable?

Spousal income is not applicable.

 

YOUR DOWNPAYMENT

Please tell me your exact down payment in cash? (rebates and trade equity are not considered, please input a dollar value only.)$5,000

Does any credit repository contain any Public Record? BK discharged 10/20/08. Incl. 2 judgements

If yes, please very briefly describe.

 

Does any credit repository contain any Collection Account(s)?

If yes, please very briefly describe. No open collections post BK

 

Please rate your overall creditworthiness on a scale of 1-10 (1=poor, 10= best)7

Please rate your Installment credit history on a scale of 1-10 (1=poor, 10=best)7

Please rate your Revolving credit history on a scale of 1-10 (1=poor, 10=best)2

 

New or Used vehicle you are considering: Please very briefly describe.

$25,000 04/05 Audi A8, BMW 7 series, <60/75K miles

[MarvBear]

approved.