I just don't understand this

[gunner1]

Okay I filed bk7 in November 2007 and was discharged March 2008.

I have 4 Sallie Mae Loans and 3 Citi loans

I have no problems with Sallie Mae. Citi Is the issue. I have 3 loans with them.

1- Federal Subsidized Stafford $2,625.00

1- Federal Unsubsidized Stafford $4,000.00

1- Citi assist loan $735

 

I know Bk doesn't make them go away! The problem is the Citi assist loan was a private loan and all the payment I have made on the other 2 loans do not show up! I called Citi and used the voice it says my last payment of $10 was received on July 1st 2008. It then say my balance is $2321.56 dollars. My Citi assist loan was $735 dollars, after BK the jumped it up? There is no other info listed! When I log on to the web site It shows the Federal Subsidized Stafford and the Federal Unsubsidized Stafford . No payment history at all?

 

Are they collecting on a loan that was included in Bk? Is that legal? please help and idea is better than none. Since I can not call them since it is after hours. TIA

[LynnInMN]

Have you call the yet to ask these questions?

[gunner1]

Have you call the yet to ask these questions?

Have I called them to ask these questions?

Yes but it was after hours, so I got no live person just the machine.

[Stryker]

Have you call the yet to ask these questions?

Have I called them to ask these questions?

Yes but it was after hours, so I got no live person just the machine.

 

That's fine... call them this week and see what id going on.

[gunner1]

So I called and my Citi assist loan was charged off. I guess through bk. All they wanted was to make payment arrangements. So Should I ? It was discharged.

They have the system set up to apply any incoming payments to the defaulted loan since my other 2 loans are in deferment.

[LynnInMN]

So I called and my Citi assist loan was charged off. I guess through bk. All they wanted was to make payment arrangements. So Should I ? It was discharged.

They have the system set up to apply any incoming payments to the defaulted loan since my other 2 loans are in deferment.

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Student loans, even private, are non dischargeable in BK.

They are probably behind in there paperwork....they will be after you soon enough....

[gunner1]

well I think thats already happening. I have made payment arrangements and they sent me a few sheets of payment slips.