which bank will approve?

[clevermonkey]

I have tab bank now but I am not all that thrilled with them. Their online banking is not all that great. My paid chex entry is due to fall off next summer. Who will approve? I was thinking WAMU or Chase. Any ideas?

[mca]

Most every bank will approve if you are not reported to chexsystems. The only ones that would not approve are those that are credit based and IF you have credit problems or issues.

[clevermonkey]

I do have credit problems and the old, paid chex entry. Am I just stuck with TAB ?

[mca]

no there are plenty of banks that will help you once you are off chexsystems. Where do you live?

[clevermonkey]

I'm in St Louis, Mo. I have applied for Chase, National City and Regions and they all denied me because of credit issues. Chex did not even seem to matter. Most of the baddies are gone from my report I am just waiting for my score to go up

[mca]

Try US bank

[clevermonkey]

Do they approve online or should I go in ?Tab is not too bad and they are a good option if it's all you can get. I just hate feeling so...subprime.

[mca]

I know quite a few people that were on chexsystems and still able to get an account at US Bank. I believe they went into the

" in store " branches located inside grocery stores in MO. I am certain they would help you since your report is so old and about to fall off. I would definitely give it a try

Edited May 8, 2008 by mca