Student Loans and how long they report

[NeverQuietHere]

Ok, I have 3 small loans that were originally held thru BOA for school. I got them in the Spring and Fall of 1997. I withdrew from school as of 5/99. I have BOA still reporting on my credit reports and I also have ECMC.

 

How long is BOA allowed to report? Do others who view my report see these as 6 separate loans? That is how it is listed on my report.

 

Also, I pulled something from the NSLDS website with my loan amts and dates, and then the interest they say I owe as of 2/4/08. There is a $1546.03 difference in their amt and the amt that ECMC says I owe. ECMC is saying more. I know 2 years ago that they took like $2k from our taxes. How do I go about getting a record of all of this? Should I just ask ECMC for a payment history? What do you suggest?

Thanks.

[LynnInMN]

Contact ECMC as the current owner of the loan.

 

NSLDS with not be reflecting the collection fees you were charged for the default.