Major SL Problems..

[bmitch213]

I have 2 salie mae loans reportind as chargeoffs and 2 CA student aid accounts showing as chargeoffs

with TU & EXP and 120 days late with EQ. How can I get this matter resolved? The two accouts with CA student aid I believe are from salie mae. Can I get them refinanced or if I pay them off one by one will they still report as collection acounts that were paid off?

I want to get them reporting and a good status and then paid off so they dont keep affecting my score.

Also how bad do student loans affect credit score?

[Cynic]

I have 2 salie mae loans reportind as chargeoffs and 2 CA student aid accounts showing as chargeoffs

with TU & EXP and 120 days late with EQ. How can I get this matter resolved? Rehab or consolidate. Read the forum. The two accouts with CA student aid I believe are from salie mae. Can I get them refinanced It would be at their discretion if they choose to release them to a consolidating lender. or if I pay them off one by one will they still report as collection acounts that were paid off Unless rehabilitated they will remain collection accounts even when paid. ?

I want to get them reporting and a good status and then paid off so they dont keep affecting my score.

Also how bad do student loans affect credit score? Any chargeoff, collection, or 60-day plus delinquency will have a serious effect on your score.