Which is Better

[Cuz]

Lynn and/or Cynic

 

I have approx $48 K in school loans and have not consolidated yet. Currently, I am not working. Was wondering which is a better notation on your CR A deferment or forebearance?

 

Thanks in advance.

[Cynic]

They usually would either say "student loan payment deferred" or just "current" and give next payment due date. Deferment would be better if you have subsidized loans because balance would not go up as much. Unsubsidized loans there would be no difference.

[Cuz]

Bump for Lynne to advise.

Thanks in advance.