Starting Whychat's process

[IngridA]

Good afternoon!

 

I am starting Whychat's process to get rid of some medical collections...in the process of deleted old addresses on the CRs, and have opted out...and I'm sending out my dispute to the CAs...

 

Specifically, I am trying to get rid of a medical collection from 2004 for $107....the CA is reporting it as two separate trade lines for EQ...identical except for the account number....I have disputed with EQ about the duplicate TL and they have not removed it...I also sent a letter to the CA (before I came across Whychat's process) and they did not respond to remove it...

 

In sending the letter to the OC w/the money order, do I send two separate letters - one for the valid account and another for the invalid account, using insert (a) and ©, for the valid and invalid accounts, respectively?

 

Or is there another way to deal with the duplicate TL altogether (besides disputing and building a paper trail for FCRA violations)?

 

Thanks in advance!

[bbjdb]

One thing at a time

 

Have no contact with the CA's.

Send the medical dispute letter to the CRA's as written and described. You can add additional acct's.

http://whychat.5u.com/hipltr.html#DISPUTE

 

Wait for a full response before proceeding.

[IngridA]

One thing at a time

 

Have no contact with the CA's.

Send the medical dispute letter to the CRA's as written and described. You can add additional acct's.

http://whychat.5u.com/hipltr.html#DISPUTE

 

Wait for a full response before proceeding.

 

 

LOL! Sorry!

 

My letter went out today so we'll see what happens....